About Kotak Long Term Fund
Kotak Long Term Fund is a long duration fund managed by Kotak Mahindra Mutual Fund. Debt funds with a portfolio duration of more than 7 years. They gain most when interest rates fall and lose most when rates rise.
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
The scheme's stated objective, as published by Kotak Mahindra Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹11.1768 | 152491 |
| Direct | IDCW | ₹11.1762 | 152492 |
| Regular | Growth | ₹11.095 | 152489 |
| Regular | IDCW | ₹11.095 | 152490 |
Frequently asked questions
What is the NAV of Kotak Long Term Fund today?
The NAV of Kotak Long Term Fund (Direct plan, Growth) is ₹11.1768 and the Regular plan NAV is ₹11.095, as of 18 Sept 2026.
What returns has Kotak Long Term Fund given?
Over the last year the Direct plan returned 2.2%. Past returns do not guarantee future returns.
What is the expense ratio of Kotak Long Term Fund?
The Direct plan charges 0.32% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Kotak Long Term Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.
How much has Kotak Long Term Fund fallen in the past?
Its deepest fall was 6.1% from 21 May 2025 to 2 Apr 2026. Of every one-year stretch in its history, 84% ended in a gain.
Which category does Kotak Long Term Fund belong to?
It is a Long Duration Fund from Kotak Mahindra Mutual Fund. Debt funds with a portfolio duration of more than 7 years. They gain most when interest rates fall and lose most when rates rise.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Kotak Long Term Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.