About ICICI Prudential Retirement Fund Pure Debt Plan
ICICI Prudential Retirement Fund Pure Debt Plan is a retirement fund managed by ICICI Prudential Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.
To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
The scheme's stated objective, as published by ICICI Prudential Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹17.2314 | 146727 |
| Direct | IDCW | ₹17.2314 | 146725 |
| Regular | Growth | ₹15.6828 | 146726 |
| Regular | IDCW | ₹15.6829 | 146724 |
Frequently asked questions
What is the NAV of ICICI Prudential Retirement Fund Pure Debt Plan today?
The NAV of ICICI Prudential Retirement Fund Pure Debt Plan (Direct plan, Growth) is ₹17.2314 and the Regular plan NAV is ₹15.6828, as of 13 Nov 2026.
What returns has ICICI Prudential Retirement Fund Pure Debt Plan given?
Over the last year the Direct plan returned 3.75%, and 6.42% a year over 3 years and 5.85% a year over 5 years. That places it 26 of 27 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of ICICI Prudential Retirement Fund Pure Debt Plan?
The Direct plan charges 1.22% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in ICICI Prudential Retirement Fund Pure Debt Plan?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹5,000 or more.
How much has ICICI Prudential Retirement Fund Pure Debt Plan fallen in the past?
Its deepest fall was 2.7% from 6 Mar 2020 to 26 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.
What does ICICI Prudential Retirement Fund Pure Debt Plan invest in?
As on 31 Jul 2026 it held 17 positions, the largest being Government Securities (13.7%), Government Securities (11.9%), Government Securities (8.8%). Portfolios change every month.
Which category does ICICI Prudential Retirement Fund Pure Debt Plan belong to?
It is a Retirement Fund from ICICI Prudential Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from ICICI Prudential Retirement Fund Pure Debt Plan taxed?
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.