About Axis Retirement Fund - Dynamic Plan
Axis Retirement Fund - Dynamic Plan is a retirement fund managed by Axis Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Investment Plan has a dual objective of generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
The scheme's stated objective, as published by Axis Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth Option | ₹22.38 | 147826 |
| Direct | IDCW Option | ₹20.41 | 147827 |
| Regular | Growth Option | ₹20.12 | 147828 |
| Regular | IDCW Option | ₹18.55 | 147829 |
Frequently asked questions
What is the NAV of Axis Retirement Fund - Dynamic Plan today?
The NAV of Axis Retirement Fund - Dynamic Plan (Direct plan, Growth) is ₹22.38 and the Regular plan NAV is ₹20.12, as of 13 Nov 2026.
What returns has Axis Retirement Fund - Dynamic Plan given?
Over the last year the Direct plan returned 1.45%, and 13.05% a year over 3 years and 8.23% a year over 5 years. That places it 6 of 27 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of Axis Retirement Fund - Dynamic Plan?
The Direct plan charges 1.35% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Axis Retirement Fund - Dynamic Plan?
You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.
How much has Axis Retirement Fund - Dynamic Plan fallen in the past?
Its deepest fall was 17.1% from 16 Nov 2021 to 17 Jun 2022. Of every one-year stretch in its history, 79% ended in a gain.
Which category does Axis Retirement Fund - Dynamic Plan belong to?
It is a Retirement Fund from Axis Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Axis Retirement Fund - Dynamic Plan taxed?
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.