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ICICI Prudential Mutual Fund

ICICI Prudential Medium Term Fund

ICICI Prudential Mutual Fund · Direct plan · Growth

3-year returns
8.5%
a year
NAV
₹53.82
▲ 0.07% · 18 Sept 2026
Fund size
₹5,419 Cr
Expense ratio
0.73%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹48.64 and has returned 7.77% a year over 3 years.

Returns, and where it stands

Against the average medium duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year7.5%6.2%ahead2 of 13
3 years8.5%7.9%ahead3 of 13
5 years7.4%7.1%ahead3 of 12
10 years7.9%7%ahead3 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month0%0%
3 months1.9%1.7%
6 months4.1%3.8%
1 year7.5%6.8%
2 yearsp.a.8.4%7.7%
3 yearsp.a.8.5%7.8%
5 yearsp.a.7.4%6.7%
7 yearsp.a.8%7.3%
10 yearsp.a.7.9%7.2%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 7.48% in the last 1Y

50.152.053.818 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹23,934
XIRR (per year)
8.3%
Value today
₹2,03,934

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 July 2026

  • Debt87.6%
  • REITs and InvITs9.18%
  • Cash2.91%
  • Other funds0.35%

Top holdings

The ten largest holdings and their share of the fund
Government SecuritiesSOV4.11%
EMBASSY OFFICE PARKS REITUnits of Real Estate Investment Trust (REITs)3.58%
Adani Enterprises Ltd. **ICRA AA-3.2%
Government SecuritiesSOV3.17%
Vedanta Ltd. **ICRA AA+3.11%
JTPM Metal Traders Ltd. **CRISIL AA2.94%
Oberoi Realty Ltd. **CARE AA+2.74%
Tata Projects Ltd. **FITCH AA2.74%
Siddhivinayak Securitisation Trust **CRISIL AAA(SO)2.71%
Government SecuritiesSOV2.62%

and 91 more holdings.

From the monthly portfolio ICICI Prudential Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1.2% a year
about the same as the medium duration fund average
Worst fall so far
−2.9%
Mar 2020 to Mar 2020, against −6.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
6.1% to 9.6%
A year, at worst and at best. Typically 7.9%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
24 Jan 2013
Expense ratio
0.73%
as of 31 Jul 2026

Managed by Manish Banthia, Akhil Kakkar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

ICICI Prudential Medium Term Fund against other funds in the Medium Duration Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Medium Term Fund9.13%10.52%12.67%0.71%₹3,319 Cr
Kotak Medium Term Fund7.19%8.98%7.39%0.67%₹1,926 Cr
ICICI Prudential Medium Term Fund7.48%8.46%7.37%0.73%₹5,419 Cr
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)6.24%8.38%6.81%0.5%₹147 Cr
Axis Medium Term Fund6.81%8.35%7.33%0.71%₹2,112 Cr
HDFC Medium Term Fund6.63%7.86%6.75%0.7%₹3,599 Cr
SBI Medium Term Fund6.78%7.8%6.82%0.72%₹6,489 Cr

About ICICI Prudential Medium Term Fund

ICICI Prudential Medium Term Fund is a medium duration fund managed by ICICI Prudential Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.

To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by ICICI Prudential Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹53.8184120670
DirectQuarterly IDCW₹11.674120671
RegularGrowth₹48.6376102741
RegularQuarterly IDCW₹11.0592113137

Frequently asked questions

What is the NAV of ICICI Prudential Medium Term Fund today?

The NAV of ICICI Prudential Medium Term Fund (Direct plan, Growth) is ₹53.8184 and the Regular plan NAV is ₹48.6376, as of 18 Sept 2026.

What returns has ICICI Prudential Medium Term Fund given?

Over the last year the Direct plan returned 7.48%, and 8.46% a year over 3 years and 7.37% a year over 5 years. That places it 3 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of ICICI Prudential Medium Term Fund?

The Direct plan charges 0.73% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in ICICI Prudential Medium Term Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has ICICI Prudential Medium Term Fund fallen in the past?

Its deepest fall was 2.9% from 6 Mar 2020 to 23 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

What does ICICI Prudential Medium Term Fund invest in?

As on 31 Jul 2026 it held 101 positions, the largest being Government Securities (4.1%), EMBASSY OFFICE PARKS REIT (3.6%), Adani Enterprises Ltd. ** (3.2%). Portfolios change every month.

Which category does ICICI Prudential Medium Term Fund belong to?

It is a Medium Duration Fund from ICICI Prudential Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from ICICI Prudential Medium Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.