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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Medium Term Fund

Aditya Birla Sun Life Mutual Fund · Direct plan · Growth

3-year returns
10.5%
a year
NAV
₹48.03
▲ 0.12% · 18 Sept 2026
Fund size
₹3,319 Cr
Expense ratio
0.71%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹43.78 and has returned 9.72% a year over 3 years.

Returns, and where it stands

Against the average medium duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year9.1%6.2%ahead1 of 13
3 years10.5%7.9%ahead1 of 13
5 years12.7%7.1%ahead1 of 12
10 years9.1%7%ahead1 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month0%-0.1%
3 months1.6%1.5%
6 months3.8%3.4%
1 year9.1%8.3%
2 yearsp.a.11.2%10.4%
3 yearsp.a.10.5%9.7%
5 yearsp.a.12.7%11.9%
7 yearsp.a.10%9.2%
10 yearsp.a.9.1%8.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 9.13% in the last 1Y

44.146.148.118 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹30,296
XIRR (per year)
10.4%
Value today
₹2,10,296

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
2.3% a year
1% more than the category average — the bumpier side
Worst fall so far
−12.6%
Sept 2019 to Apr 2020, against −6.2% for the category.
Years that made money
89.5%
Of every one-year stretch it has been through.
Over any three years
0.9% to 16.9%
A year, at worst and at best. Typically 9.3%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.71%
as of 31 Jul 2026

Managed by Sunaina Cunha, Mohit Sharma

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Aditya Birla Sun Life Medium Term Fund against other funds in the Medium Duration Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Medium Term Fund9.13%10.52%12.67%0.71%₹3,319 Cr
Kotak Medium Term Fund7.19%8.98%7.39%0.67%₹1,926 Cr
ICICI Prudential Medium Term Fund7.48%8.46%7.37%0.73%₹5,419 Cr
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)6.24%8.38%6.81%0.5%₹147 Cr
Axis Medium Term Fund6.81%8.35%7.33%0.71%₹2,112 Cr
HDFC Medium Term Fund6.63%7.86%6.75%0.7%₹3,599 Cr
SBI Medium Term Fund6.78%7.8%6.82%0.72%₹6,489 Cr

About Aditya Birla Sun Life Medium Term Fund

Aditya Birla Sun Life Medium Term Fund is a medium duration fund managed by Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.

The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

The scheme's stated objective, as published by Aditya Birla Sun Life Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹48.0349119539
DirectHalf Yearly IDCW₹14.7887119540
DirectIDCW₹18.2991119538
DirectQuarterly IDCW₹14.3601119541
RegularGROWTH₹43.7792111803
RegularHalf Yearly IDCW₹13.8097111811
RegularIDCW₹16.6207111812
RegularQuarterly IDCW₹13.5916111809

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Medium Term Fund today?

The NAV of Aditya Birla Sun Life Medium Term Fund (Direct plan, Growth) is ₹48.0349 and the Regular plan NAV is ₹43.7792, as of 18 Sept 2026.

What returns has Aditya Birla Sun Life Medium Term Fund given?

Over the last year the Direct plan returned 9.13%, and 10.52% a year over 3 years and 12.67% a year over 5 years. That places it 1 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Aditya Birla Sun Life Medium Term Fund?

The Direct plan charges 0.71% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Aditya Birla Sun Life Medium Term Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹1,000 or more.

How much has Aditya Birla Sun Life Medium Term Fund fallen in the past?

Its deepest fall was 12.6% from 19 Sept 2019 to 29 Apr 2020. Of every one-year stretch in its history, 90% ended in a gain.

Which category does Aditya Birla Sun Life Medium Term Fund belong to?

It is a Medium Duration Fund from Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 3 to 4 years; more sensitive to interest rate changes.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Aditya Birla Sun Life Medium Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.