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HSBC Mutual Fund

HSBC Balanced Advantage Fund

HSBC Mutual Fund · Direct plan · Growth

3-year returns
9.5%
a year
NAV
₹51.77
▲ 0.6% · 18 Sept 2026
Fund size
₹1,522 Cr
Expense ratio
1.18%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹44.01 and has returned 8.07% a year over 3 years.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year1.6%1.3%ahead18 of 36
3 years9.5%9.3%ahead15 of 30
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.8%-0.9%
3 months1.2%0.9%
6 months4.5%3.8%
1 year1.6%0.3%
2 yearsp.a.2.8%1.5%
3 yearsp.a.9.5%8.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Nov 2022.

Plan

NAV history

▲ 1.61% in the last 1Y

48.150.352.518 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹16,412
XIRR (per year)
5.77%
Value today
₹1,96,412

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
7.1% a year
1.3% less than the category average — the steadier side
Worst fall so far
−8.7%
Dec 2024 to Mar 2025.
Years that made money
99.4%
Of every one-year stretch it has been through.
Over any three years
9.1% to 13.8%
A year, at worst and at best. Typically 11.6%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
0.48x
Expense ratio
1.18%
as of 31 Jul 2026

Managed by Mahesh Chhabria, Neelotpal Sahai, Praveen Ayathan, Mohd Asif Rizwi, Mayank Chaturvedi, Prakriti Banka

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

HSBC Balanced Advantage Fund against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Quant Dynamic Asset Allocation Fund-0.75%13.58%1.56%₹852 Cr
Baroda BNP Paribas Balanced Advantage Fund4.9%11.6%10.96%0.74%₹5,343 Cr
WhiteOak Capital Balanced Advantage Fund2.71%11.57%0.84%₹2,302 Cr
Aditya Birla Sun Life Balanced Advantage Fund5.65%11.5%10.22%0.59%₹10,125 Cr
Axis Balanced Advantage Fund1.4%11.15%9.41%1.07%₹3,836 Cr
HDFC Balanced Advantage Fund-1.03%10.99%14.2%0.76%₹1,07,296 Cr
HSBC Balanced Advantage Fund1.61%9.5%1.18%₹1,522 Cr

About HSBC Balanced Advantage Fund

HSBC Balanced Advantage Fund is a balanced advantage fund managed by HSBC Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

To seek long term capital growth and income through investments in equity and equity related securities and fixed income instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

The scheme's stated objective, as published by HSBC Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹51.7698151129
DirectIDCW₹21.9194151128
RegularGrowth₹44.0083151127
RegularIDCW₹18.1675151126

Frequently asked questions

What is the NAV of HSBC Balanced Advantage Fund today?

The NAV of HSBC Balanced Advantage Fund (Direct plan, Growth) is ₹51.7698 and the Regular plan NAV is ₹44.0083, as of 18 Sept 2026.

What returns has HSBC Balanced Advantage Fund given?

Over the last year the Direct plan returned 1.61%, and 9.5% a year over 3 years. That places it 15 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of HSBC Balanced Advantage Fund?

The Direct plan charges 1.18% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in HSBC Balanced Advantage Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has HSBC Balanced Advantage Fund fallen in the past?

Its deepest fall was 8.7% from 11 Dec 2024 to 3 Mar 2025. Of every one-year stretch in its history, 99% ended in a gain.

Which category does HSBC Balanced Advantage Fund belong to?

It is a Balanced Advantage Fund from HSBC Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from HSBC Balanced Advantage Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.