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Franklin Templeton Mutual Fund

Franklin India Medium to Long Term Fund

Franklin Templeton Mutual Fund · Direct plan · Growth

1-year returns
4.9%
NAV
₹11.27
▲ 0.01% · 18 Sept 2026
Fund size
₹42 Cr
Expense ratio
0.34%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹11.16 and has returned 4.33% over a year.

Returns, and where it stands

Against the average medium to long duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.9%4.3%ahead4 of 14
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.7%-0.8%
3 months1%0.9%
6 months2.4%2.1%
1 year4.9%4.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2024.

Plan

NAV history

▲ 4.86% in the last 1Y

10.811.111.418 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹1,485
XIRR (per year)
4.61%
Value today
₹61,485

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1.9% a year
about the same as the medium to long duration fund average
Worst fall so far
−1.7%
Mar 2026 to Apr 2026.
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
24 Sept 2024
Expense ratio
0.34%
as of 31 Aug 2026

Managed by Anuj Tagra, Chandni Gupta

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Franklin India Medium to Long Term Fund against other funds in the Medium to Long Duration Fund category
Fund1Y3Y5YExpenseFund size
LIC MF Medium to Long Term Fund5.03%7.3%6.28%0.22%₹175 Cr
ICICI Prudential Medium to Long Term Fund4.79%7.09%6.25%0.54%₹2,048 Cr
Kotak Medium to Long Term Fund4.96%7.09%6.1%0.74%₹1,784 Cr
SBI Medium to Long Term Fund4.85%6.9%6.18%0.78%₹2,046 Cr
HDFC Medium to Long Term Fund4.3%6.76%5.77%0.8%₹830 Cr
Nippon India Medium to Long Term Fund4.77%6.68%6.07%0.67%₹329 Cr
Franklin India Medium to Long Term Fund4.86%0.34%₹42 Cr

About Franklin India Medium to Long Term Fund

Franklin India Medium to Long Term Fund is a medium to long duration fund managed by Franklin Templeton Mutual Fund. Debt funds with a portfolio duration of 4 to 7 years.

The investment objective of the scheme is to generate returns by investing in debt and money market instruments such that the Macaulay duration of the scheme portfolio is between 4 to 7 years.

The scheme's stated objective, as published by Franklin Templeton Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹11.2739152851
DirectIDCW₹10.6629152852
RegularGrowth₹11.16152853
RegularIDCW₹10.5719152854

Frequently asked questions

What is the NAV of Franklin India Medium to Long Term Fund today?

The NAV of Franklin India Medium to Long Term Fund (Direct plan, Growth) is ₹11.2739 and the Regular plan NAV is ₹11.16, as of 18 Sept 2026.

What returns has Franklin India Medium to Long Term Fund given?

Over the last year the Direct plan returned 4.86%. Past returns do not guarantee future returns.

What is the expense ratio of Franklin India Medium to Long Term Fund?

The Direct plan charges 0.34% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Franklin India Medium to Long Term Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has Franklin India Medium to Long Term Fund fallen in the past?

Its deepest fall was 1.7% from 2 Mar 2026 to 2 Apr 2026. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Franklin India Medium to Long Term Fund belong to?

It is a Medium to Long Duration Fund from Franklin Templeton Mutual Fund. Debt funds with a portfolio duration of 4 to 7 years.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Franklin India Medium to Long Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.