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Bandhan Mutual Fund

Bandhan Medium to Long Term Fund

Bandhan Mutual Fund · Direct plan · Growth

3-year returns
6.5%
a year
NAV
₹74.98
▲ 0.02% · 18 Sept 2026
Fund size
₹425 Cr
Expense ratio
0.99%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹67.92 and has returned 5.81% a year over 3 years.

Returns, and where it stands

Against the average medium to long duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.8%4.3%ahead1 of 14
3 years6.5%6.7%behind9 of 13
5 years5.3%6.3%behind12 of 13
10 years6.7%6.5%ahead7 of 13
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.3%-0.4%
3 months1.1%0.9%
6 months3.9%3.5%
1 year5.8%5%
2 yearsp.a.5.4%4.6%
3 yearsp.a.6.5%5.8%
5 yearsp.a.5.3%4.6%
7 yearsp.a.5.9%5.2%
10 yearsp.a.6.7%5.9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 5.83% in the last 1Y

70.973.175.418 Sept 202518 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹17,103
XIRR (per year)
6%
Value today
₹1,97,103

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
2.2% a year
about the same as the medium to long duration fund average
Worst fall so far
−3.5%
Mar 2022 to May 2022, against −6% for the category.
Years that made money
97.1%
Of every one-year stretch it has been through.
Over any three years
2.8% to 10.4%
A year, at worst and at best. Typically 6.7%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.99%
as of 31 Aug 2026

Managed by Suyash Choudhary, Brijesh Shah

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bandhan Medium to Long Term Fund against other funds in the Medium to Long Duration Fund category
Fund1Y3Y5YExpenseFund size
LIC MF Medium to Long Term Fund5.03%7.3%6.28%0.22%₹175 Cr
ICICI Prudential Medium to Long Term Fund4.79%7.09%6.25%0.54%₹2,048 Cr
Kotak Medium to Long Term Fund4.96%7.09%6.1%0.74%₹1,784 Cr
SBI Medium to Long Term Fund4.85%6.9%6.18%0.78%₹2,046 Cr
HDFC Medium to Long Term Fund4.3%6.76%5.77%0.8%₹830 Cr
Nippon India Medium to Long Term Fund4.77%6.68%6.07%0.67%₹329 Cr
Bandhan Medium to Long Term Fund5.83%6.55%5.27%0.99%₹425 Cr

About Bandhan Medium to Long Term Fund

Bandhan Medium to Long Term Fund is a medium to long duration fund managed by Bandhan Mutual Fund. Debt funds with a portfolio duration of 4 to 7 years.

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium to long term such that the Macaulay duration of the portfolio is between 4 years and 7 years.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹74.9782118394
DirectAnnual IDCW₹16.4061118393
DirectHalf Yearly IDCW₹13.1623118395
DirectPeriodic IDCW₹18.2092131386
DirectQuarterly IDCW₹12.7766118396
RegularGrowth₹67.9181108765
RegularGrowth₹61.1822108768
RegularAnnual IDCW₹11.9565108766
RegularHalf Yearly IDCW₹12.204108763
RegularMonthly IDCW₹10.386108767
RegularPeriodic IDCW₹14.5767131387
RegularQuarterly IDCW₹12.1715108764

Frequently asked questions

What is the NAV of Bandhan Medium to Long Term Fund today?

The NAV of Bandhan Medium to Long Term Fund (Direct plan, Growth) is ₹74.9782 and the Regular plan NAV is ₹67.9181, as of 18 Sept 2026.

What returns has Bandhan Medium to Long Term Fund given?

Over the last year the Direct plan returned 5.83%, and 6.55% a year over 3 years and 5.27% a year over 5 years. That places it 9 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bandhan Medium to Long Term Fund?

The Direct plan charges 0.99% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bandhan Medium to Long Term Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has Bandhan Medium to Long Term Fund fallen in the past?

Its deepest fall was 3.5% from 30 Mar 2022 to 9 May 2022. Of every one-year stretch in its history, 97% ended in a gain.

Which category does Bandhan Medium to Long Term Fund belong to?

It is a Medium to Long Duration Fund from Bandhan Mutual Fund. Debt funds with a portfolio duration of 4 to 7 years.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Bandhan Medium to Long Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.