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Franklin Templeton Mutual Fund

Franklin India Long Term Fund

Franklin Templeton Mutual Fund · Direct plan · Growth

1-year returns
4.1%
NAV
₹10.86
▲ 0.02% · 18 Sept 2026
Fund size
₹48 Cr
Expense ratio
0.36%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹10.77 and has returned 3.67% over a year.

Returns, and where it stands

Against the average long duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.1%2.7%ahead1 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.1%-1.1%
3 months1%0.9%
6 months1.8%1.6%
1 year4.1%3.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2024.

Plan

NAV history

▲ 4.13% in the last 1Y

10.410.711.018 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹1,222
XIRR (per year)
3.79%
Value today
₹61,222

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
3.5% a year
about the same as the long duration fund average
Worst fall so far
−4.3%
May 2025 to Aug 2025.
Years that made money
92.5%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
11 Dec 2024
Expense ratio
0.36%
as of 31 Aug 2026

Managed by Anuj Tagra, Chandni Gupta

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Franklin India Long Term Fund against other funds in the Long Duration Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Long Term Fund3.35%6.6%0.36%₹99 Cr
ICICI Prudential Long Term Fund2.68%6.47%5.28%0.43%₹832 Cr
SBI Long Term Fund2.54%6.05%0.32%₹1,305 Cr
Nippon India Nivesh Lakshya Long Term Fund2.12%6.04%5.54%0.33%₹6,112 Cr
HDFC Long Term Fund2.41%5.85%0.28%₹2,695 Cr
Axis Long Term Fund2.6%5.73%0.33%₹168 Cr
Franklin India Long Term Fund4.13%0.36%₹48 Cr

About Franklin India Long Term Fund

Franklin India Long Term Fund is a long duration fund managed by Franklin Templeton Mutual Fund. Debt funds with a portfolio duration of more than 7 years. They gain most when interest rates fall and lose most when rates rise.

The investment objective of the scheme is to generate returns by investing in debt and money market instruments such that the Macaulay duration of the scheme portfolio is greater than 7 years. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by Franklin Templeton Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹10.8649153102
DirectIDCW₹10.4992153103
RegularGrowth₹10.7722153104
RegularIDCW₹10.4703153101

Frequently asked questions

What is the NAV of Franklin India Long Term Fund today?

The NAV of Franklin India Long Term Fund (Direct plan, Growth) is ₹10.8649 and the Regular plan NAV is ₹10.7722, as of 18 Sept 2026.

What returns has Franklin India Long Term Fund given?

Over the last year the Direct plan returned 4.13%. Past returns do not guarantee future returns.

What is the expense ratio of Franklin India Long Term Fund?

The Direct plan charges 0.36% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Franklin India Long Term Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has Franklin India Long Term Fund fallen in the past?

Its deepest fall was 4.3% from 28 May 2025 to 26 Aug 2025. Of every one-year stretch in its history, 93% ended in a gain.

Which category does Franklin India Long Term Fund belong to?

It is a Long Duration Fund from Franklin Templeton Mutual Fund. Debt funds with a portfolio duration of more than 7 years. They gain most when interest rates fall and lose most when rates rise.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Franklin India Long Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.