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Franklin Templeton Mutual Fund

Franklin India Equity Savings Fund

Franklin Templeton Mutual Fund · Direct plan · Growth

  • Hybrid
  • Equity Savings Fund
  • Low to Moderate Risk
  • Rank 16 of 20 over 3 years
3-year returns
7.7%
a year
NAV
₹19.09
▼ 0.23% · 13 Nov 2026
Fund size
₹560 Cr
Expense ratio
0.82%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹17.29 and has returned 6.81% a year over 3 years.

Returns, and where it stands

Against the average equity savings fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.3%4.7%behind12 of 23
3 years7.7%9.1%behind16 of 20
5 years6.9%7.9%behind12 of 17
Every period, and the Regular plan →
PeriodDirectRegular
1 month2.4%2.3%
3 months1.4%1.2%
6 months4.1%3.7%
1 year4.3%3.5%
2 yearsp.a.5.7%4.9%
3 yearsp.a.7.7%6.8%
5 yearsp.a.6.9%5.9%
7 yearsp.a.8.9%7.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Aug 2018.

Plan

NAV history

▲ 4.31% in the last 1Y

18.118.619.113 Nov 202515 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹17,508
XIRR (per year)
6.14%
Value today
₹1,97,508

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
2.7% a year
2% less than the category average — the steadier side
Worst fall so far
−16.7%
Feb 2020 to Mar 2020, against −14% for the category.
Years that made money
95.1%
Of every one-year stretch it has been through.
Over any three years
6.9% to 15.8%
A year, at worst and at best. Typically 9.8%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
27 Aug 2018
Portfolio turnover
8.25x
Expense ratio
0.82%
as of 30 Sept 2026

Managed by Venkatesh Sanjeevi, Rohan Maru, Anuj Tagra, Sandeep Manam, Rajasa Kakulavarapu

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Franklin India Equity Savings Fund against other funds in the Equity Savings Fund category
Fund1Y3Y5YExpenseFund size
HSBC Equity Savings Fund9.77%13.42%–1.47%₹1,558 Cr
Edelweiss Equity Savings Fund8.13%11.46%9.68%1.14%₹1,490 Cr
Mirae Asset Equity Savings Fund6.18%10.96%9.17%0.73%₹1,994 Cr
Axis Equity Savings Fund5.62%10.13%7.98%1.58%₹855 Cr
Kotak Equity Savings Fund3.96%10.12%9.64%1.07%₹10,443 Cr
Baroda BNP Paribas Equity Savings Fund4.85%9.85%8.5%1.33%₹267 Cr
Franklin India Equity Savings Fund4.31%7.65%6.89%0.82%₹560 Cr

About Franklin India Equity Savings Fund

Franklin India Equity Savings Fund is a equity savings fund managed by Franklin Templeton Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

The Scheme intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. There can be no assurance that the investment objective of the scheme will be realized.

The scheme's stated objective, as published by Franklin Templeton Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹19.0918144466
DirectIDCW₹14.6203144462
DirectMonthly IDCW₹13.7302144465
DirectQuarterly IDCW₹14.0612144467
RegularGrowth₹17.2869144461
RegularIDCW₹13.4086144468
RegularMonthly IDCW₹13.2478144464
RegularQuarterly IDCW₹12.3857144463

Frequently asked questions

What is the NAV of Franklin India Equity Savings Fund today?

The NAV of Franklin India Equity Savings Fund (Direct plan, Growth) is ₹19.0918 and the Regular plan NAV is ₹17.2869, as of 13 Nov 2026.

What returns has Franklin India Equity Savings Fund given?

Over the last year the Direct plan returned 4.31%, and 7.65% a year over 3 years and 6.89% a year over 5 years. That places it 16 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Franklin India Equity Savings Fund?

The Direct plan charges 0.82% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Franklin India Equity Savings Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has Franklin India Equity Savings Fund fallen in the past?

Its deepest fall was 16.7% from 6 Feb 2020 to 24 Mar 2020. Of every one-year stretch in its history, 95% ended in a gain.

Which category does Franklin India Equity Savings Fund belong to?

It is a Equity Savings Fund from Franklin Templeton Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Franklin India Equity Savings Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.