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Axis Mutual Fund

Axis Equity Savings Fund

Axis Mutual Fund · Direct plan · Growth

3-year returns
9.3%
a year
NAV
₹26.52
▲ 0.38% · 18 Sept 2026
Fund size
₹886 Cr
Expense ratio
1.52%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹23.10 and has returned 8% a year over 3 years.

Returns, and where it stands

Against the average equity savings fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.3%4%ahead10 of 23
3 years9.3%8.6%ahead5 of 20
5 years7.8%7.8%behind9 of 17
10 years9.5%8.3%ahead3 of 9
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.8%-0.9%
3 months1.7%1.4%
6 months4.7%4.1%
1 year4.3%3.1%
2 yearsp.a.4.3%3.1%
3 yearsp.a.9.3%8%
5 yearsp.a.7.8%6.4%
7 yearsp.a.10.2%8.8%
10 yearsp.a.9.5%8.2%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 4.33% in the last 1Y

24.825.826.818 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,205
XIRR (per year)
6.72%
Value today
₹1,99,205

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
5.2% a year
0.7% more than the category average — the bumpier side
Worst fall so far
−17.6%
Feb 2020 to Mar 2020, against −14% for the category.
Years that made money
95.8%
Of every one-year stretch it has been through.
Over any three years
2.6% to 15.1%
A year, at worst and at best. Typically 10.3%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹100
Lock-in
None
Plan started
14 Aug 2015
Expense ratio
1.52%
as of 31 Jul 2026

Managed by Devang Shah, Hardik Shah, Mayank Hyanki, Krishnaa N

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Axis Equity Savings Fund against other funds in the Equity Savings Fund category
Fund1Y3Y5YExpenseFund size
HSBC Equity Savings Fund7.08%13.06%1.68%₹1,475 Cr
Edelweiss Equity Savings Fund7.72%11.24%9.59%1.16%₹1,660 Cr
Kotak Equity Savings Fund4.09%10.15%10.13%1.07%₹10,684 Cr
Mirae Asset Equity Savings Fund4.79%9.79%8.99%0.31%₹2,041 Cr
Axis Equity Savings Fund4.33%9.32%7.76%1.52%₹886 Cr
Baroda BNP Paribas Equity Savings Fund4.64%9.3%8.35%1.34%₹289 Cr
Mahindra Manulife Equity Savings Fund5.31%9.27%8.75%1.25%₹530 Cr

About Axis Equity Savings Fund

Axis Equity Savings Fund is a equity savings fund managed by Axis Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.

The scheme's stated objective, as published by Axis Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹26.52135120
DirectMonthly IDCW Option₹13.38135121
DirectQuarterly IDCW Option₹13.85135124
DirectRegular IDCW Option₹13.17139520
RegularGrowth Option₹23.10135122
RegularMonthly IDCW Option₹11.06135123
RegularQuarterly IDCW Option₹11.65135125
RegularRegular IDCW Option₹12.22139521

Frequently asked questions

What is the NAV of Axis Equity Savings Fund today?

The NAV of Axis Equity Savings Fund (Direct plan, Growth) is ₹26.52 and the Regular plan NAV is ₹23.10, as of 18 Sept 2026.

What returns has Axis Equity Savings Fund given?

Over the last year the Direct plan returned 4.33%, and 9.32% a year over 3 years and 7.76% a year over 5 years. That places it 5 of 20 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Axis Equity Savings Fund?

The Direct plan charges 1.52% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Axis Equity Savings Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹500 or more.

How much has Axis Equity Savings Fund fallen in the past?

Its deepest fall was 17.6% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 96% ended in a gain.

Which category does Axis Equity Savings Fund belong to?

It is a Equity Savings Fund from Axis Mutual Fund. Combine equity, arbitrage and debt, with at least 65% in equity including arbitrage positions.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Axis Equity Savings Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.