Two funds walk into a table. Only the numbers talk.
SBI Focused Fund vs Invesco India Focused Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ASBI Focused Fund
SBI Mutual Fund- Focused Fund
- Direct plan
- Very High Risk
NAV ₹472.03 on 12 Nov 2026
- BInvesco India Focused Fund
Invesco Mutual Fund- Focused Fund
- Direct plan
- Very High Risk
NAV ₹34.59 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
BInvesco India Focused Fund
Invesco India Focused Fund returned 15.3% a year over 5 years, against 10.9% for SBI Focused Fund. ₹1 lakh invested 5 years ago would be about ₹2.03 Lakh today, against ₹1.67 Lakh.
Smoother ride
ASBI Focused Fund
SBI Focused Fund swung the least: about 12.3% a year either way, against 16.3% for Invesco India Focused Fund. Lower means fewer scary days.
Fell less in a crash
No fair winner yet
At its worst, Invesco India Focused Fund fell 22% from its peak, against 32.7% for SBI Focused Fund. On ₹1 lakh, that's a dip to ₹67,262 at the bottom for SBI Focused Fund. Could you have held on?
Not a fair fight: we only have data for Invesco India Focused Fund (from Oct 2020), so it has not been through the 2020 crash the others fell in.
More consistent
No fair winner yet
Pick any day in the past and hold for a year: SBI Focused Fund ended up in profit 85% of the time, against 78% for Invesco India Focused Fund.
Not a fair fight: we only have data for Invesco India Focused Fund (from Oct 2020), so it has not been through the 2020 crash the others fell in.
Costs less
BInvesco India Focused Fund
Invesco India Focused Fund charges 0.7% a year, against 0.84% for SBI Focused Fund. On ₹1 lakh that's ₹700 a year against ₹840, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ASBI Focused Fund₹16,740 from ₹10,000(10.9% a year)
- BInvesco India Focused Fund₹20,423 from ₹10,000(15.4% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ASBI Focused Fund
- Strength: Beat a 5-year SBI FD: 10.9% a year over 5 years, against 6.05%
- Strength: Swings less than most funds in its category
BInvesco India Focused Fund
- Strength: Ahead of its category: 15.3% a year over 5 years, against a category average of 11.3%
- Strength: In the top quarter of its category over 5 years (#2 of 22)
- Strength: Beat a 5-year SBI FD: 15.3% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ASBI Focused Fund | BInvesco India Focused Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 12.9%#3 of 28 · avg 5.6% | 15.5%Best#2 of 28 · avg 5.6% |
| 3 yearsPer year, over a full market mood swing | 17.3%#4 of 27 · avg 14.2% | 22.4%Best#1 of 27 · avg 14.2% |
| 5 yearsPer year, the fairest single test | 10.9%#14 of 22 · avg 11.3% | 15.3%Best#2 of 22 · avg 11.3% |
| 10 yearsPer year, across bull and bear markets | 16%#3 of 13 · avg 14.6% | – |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.3%Bestcategory avg 14.8% | 16.3%category avg 14.8% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −32.7%category avg −30.2% | −22%data from 1 Oct 2020 only |
| Best 12 monthsIts strongest year | 77.7% | 77%data from 1 Oct 2020 only |
| Worst 12 monthsIts weakest year | -19.7% | -11.9%data from 1 Oct 2020 only |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 85% | 78%data from 1 Oct 2020 only |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 0.84% | 0.7%Best |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹50,180 Cr | ₹6,229 Cr |
| Minimum SIPSmallest monthly amount | ₹500 | ₹100Best |
| Lock-inTime before you can withdraw | None | None |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In sharesEquity | 81.6% | – |
| In bondsDebt | 0.1% | – |
| In cashNot yet invested | 8.2% | – |
| HoldingsNumber of investments | 28 | – |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Top 10 holdings
Marked Both where another fund here holds it too.
ASBI Focused Fund
- Bajaj Finance Ltd8.8%
- ICICI Bank Ltd7.5%
- Kotak Mahindra Bank Ltd6.4%
- Alphabet Inc5.8%
- Bharti Airtel Ltd5.5%
- State Bank of India5.2%
- Muthoot Finance Ltd4.8%
- Epam Systems Inc4.2%
- Adani Power Ltd4.1%
- Solar Industries India Ltd4.1%
As on 31 Oct 2026
BInvesco India Focused Fund
Holdings are not available for this fund yet.
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ASBI Focused Fund
Might suit you if…
- a smoother ride matters more to you than the top return
BInvesco India Focused Fund
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- you care about keeping costs low, which adds up over decades