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Two funds walk into a table. Only the numbers talk.

Bandhan Aggressive Hybrid Fund vs Bank of India Aggressive Hybrid Fund

Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.

  • Bandhan Aggressive Hybrid Fund
  • Bank of India Aggressive Hybrid Fund

The short version

Who comes out ahead on each measure, over the 5 years all of them have been around.

  • Grew faster

    BBank of India Aggressive Hybrid Fund

    Bank of India Aggressive Hybrid Fund returned 14.1% a year over 5 years, against 12.1% for Bandhan Aggressive Hybrid Fund. ₹1 lakh invested 5 years ago would be about ₹1.93 Lakh today, against ₹1.77 Lakh.

  • Smoother ride

    ABandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund swung the least: about 12% a year either way, against 15% for Bank of India Aggressive Hybrid Fund. Lower means fewer scary days.

  • Fell less in a crash

    ABandhan Aggressive Hybrid Fund

    At its worst, Bandhan Aggressive Hybrid Fund fell 31.5% from its peak, against 36.6% for Bank of India Aggressive Hybrid Fund. On ₹1 lakh, that's a dip to ₹63,361 at the bottom for Bank of India Aggressive Hybrid Fund. Could you have held on?

  • More consistent

    ABandhan Aggressive Hybrid Fund

    Pick any day in the past and hold for a year: Bandhan Aggressive Hybrid Fund ended up in profit 86% of the time, against 74% for Bank of India Aggressive Hybrid Fund.

What your money would have become

The same amount, put into each fund on the same day.

₹10k₹19.2kNov 2021Nov 2026

The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.

  • ABandhan Aggressive Hybrid Fund₹17,920 from ₹10,000(12.4% a year)
  • BBank of India Aggressive Hybrid Fund₹19,465 from ₹10,000(14.3% a year)

A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.

Strengths and watch-outs

Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.

ABandhan Aggressive Hybrid Fund

  • Strength: Ahead of its category: 12.1% a year over 5 years, against a category average of 10.2%
  • Strength: In the top quarter of its category over 5 years (#5 of 26)
  • Strength: Beat a 5-year SBI FD: 12.1% a year over 5 years, against 6.05%
  • Watch out: Fell harder than its category in the worst crash

BBank of India Aggressive Hybrid Fund

  • Strength: Ahead of its category: 14.1% a year over 5 years, against a category average of 10.2%
  • Strength: In the top quarter of its category over 5 years (#1 of 26)
  • Strength: Beat a 5-year SBI FD: 14.1% a year over 5 years, against 6.05%
  • Watch out: Swings more than most funds in its category
  • Watch out: Fell harder than its category in the worst crash

All the numbers

The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.

Bandhan Aggressive Hybrid Fund compared with Bank of India Aggressive Hybrid Fund
MeasureABandhan Aggressive Hybrid FundBBank of India Aggressive Hybrid Fund
ReturnsHow much the fund grew. Beyond a year, this is per year (annualised).
1 yearLast 12 months, the most noisy figure9.1%#3 of 29 · avg 3.2%14.2%Best#1 of 29 · avg 3.2%
3 yearsPer year, over a full market mood swing16.2%Best#1 of 29 · avg 12.2%15.2%#2 of 29 · avg 12.2%
5 yearsPer year, the fairest single test12.1%#5 of 26 · avg 10.2%14.1%Best#1 of 26 · avg 10.2%
10 yearsPer year, across bull and bear markets–16.6%#2 of 19 · avg 12.5%
RiskHow bumpy the ride was. This is what decides whether you stay invested.
Ups and downsVolatility: how far it swings in a typical year. Lower is calmer12%Bestcategory avg 11.1%15%category avg 11.1%
Worst fallThe biggest drop from a peak in 10 years. Lower is better−31.5%Bestcategory avg −27.6%−36.6%category avg −27.6%
Best 12 monthsIts strongest year74.4%86.8%Best
Worst 12 monthsIts weakest year-26.6%-24.7%Best
Odds of a gainShare of all 1-year holding periods that ended in profit86%Best74%
Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not.
Expense ratioYearly fee. Lower keeps more for you0.88%0.86%Best
Fund sizeMoney managed (AUM). Neither better nor worse₹2,663 Cr₹2,196 Cr
Minimum SIPSmallest monthly amount₹100Best₹1,000
Lock-inTime before you can withdrawNoneNone

“Best” is not a recommendation: a fund that returned more usually took more risk to do it.

Which one fits you?

There is no best fund, only a better fit for what you need the money to do.

ABandhan Aggressive Hybrid Fund

Might suit you if…

  • a smoother ride matters more to you than the top return
  • you may need the money at short notice and want better odds of being in profit

BBank of India Aggressive Hybrid Fund

Might suit you if…

  • you want the stronger long-run growth and can sit through sharper falls