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Bank of India Mutual Fund

Bank of India Aggressive Hybrid Fund

Bank of India Mutual Fund · Direct plan · Growth

  • Hybrid
  • Aggressive Hybrid Fund
  • Very High Risk
  • Rank 2 of 29 over 3 years
3-year returns
15.2%
a year
NAV
₹47.63
▼ 0.04% · 13 Nov 2026
Fund size
₹2,196 Cr
Expense ratio
0.86%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹42.93 and has returned 13.76% a year over 3 years.

Returns, and where it stands

Against the average aggressive hybrid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year14.2%3.2%ahead1 of 29
3 years15.2%12.2%ahead2 of 29
5 years14.1%10.2%ahead1 of 26
10 years16.6%12.5%ahead2 of 19
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.6%0.4%
3 months0.4%0%
6 months7.3%6.6%
1 year14.2%12.6%
2 yearsp.a.9.4%7.9%
3 yearsp.a.15.2%13.8%
5 yearsp.a.14.1%12.8%
7 yearsp.a.21.5%20.2%
10 yearsp.a.16.6%15.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 14.17% in the last 1Y

39.143.748.313 Nov 202515 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹34,154
XIRR (per year)
11.64%
Value today
₹2,14,154

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
15% a year
3.9% more than the category average — the bumpier side
Worst fall so far
−36.6%
Jan 2018 to Mar 2020, against −27.6% for the category.
Years that made money
74.2%
Of every one-year stretch it has been through.
Over any three years
-3.7% to 34%
A year, at worst and at best. Typically 18%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
20 Jul 2016
Portfolio turnover
0.97x
Expense ratio
0.86%
as of 30 Sept 2026

Managed by Alok Singh

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bank of India Aggressive Hybrid Fund against other funds in the Aggressive Hybrid Fund category
Fund1Y3Y5YExpenseFund size
Bandhan Aggressive Hybrid Fund9.08%16.19%12.13%0.88%₹2,663 Cr
Bank of India Aggressive Hybrid Fund14.17%15.22%14.07%0.86%₹2,196 Cr
HSBC Aggressive Hybrid Fund7.98%14.54%–0.95%₹5,652 Cr
Quant Aggressive Hybrid Fund8.33%14.36%12.12%1.44%₹2,108 Cr
Navi Aggressive Hybrid Fund11.07%14.05%11.45%0.71%₹115 Cr
Edelweiss Aggressive Hybrid Fund4.26%13.95%13.26%0.7%₹3,875 Cr
Kotak Aggressive Hybrid Fund4.88%13.86%11.66%––

About Bank of India Aggressive Hybrid Fund

Bank of India Aggressive Hybrid Fund is a aggressive hybrid fund managed by Bank of India Mutual Fund. Invest 65–80% in equity and the rest in debt.

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

The scheme's stated objective, as published by Bank of India Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹47.63139527
DirectIDCW₹36.07139530
RegularGrowth₹42.93139529
RegularIDCW₹33.76139528

Frequently asked questions

What is the NAV of Bank of India Aggressive Hybrid Fund today?

The NAV of Bank of India Aggressive Hybrid Fund (Direct plan, Growth) is ₹47.63 and the Regular plan NAV is ₹42.93, as of 13 Nov 2026.

What returns has Bank of India Aggressive Hybrid Fund given?

Over the last year the Direct plan returned 14.17%, and 15.22% a year over 3 years and 14.07% a year over 5 years. That places it 2 of 29 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bank of India Aggressive Hybrid Fund?

The Direct plan charges 0.86% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bank of India Aggressive Hybrid Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has Bank of India Aggressive Hybrid Fund fallen in the past?

Its deepest fall was 36.6% from 15 Jan 2018 to 23 Mar 2020. Of every one-year stretch in its history, 74% ended in a gain.

Which category does Bank of India Aggressive Hybrid Fund belong to?

It is a Aggressive Hybrid Fund from Bank of India Mutual Fund. Invest 65–80% in equity and the rest in debt.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Bank of India Aggressive Hybrid Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.