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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Short Term Fund

Aditya Birla Sun Life Mutual Fund · Direct plan · Growth

  • Debt
  • Short Duration Fund
  • Low to Moderate Risk
  • Rank 7 of 22 over 3 years
3-year returns
7.5%
a year
NAV
₹55.48
▼ 0.06% · 13 Nov 2026
Fund size
₹5,966 Cr
Expense ratio
0.36%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹50.85 and has returned 6.81% a year over 3 years.

Returns, and where it stands

Against the average short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.7%4.7%behind13 of 22
3 years7.5%7.3%ahead7 of 22
5 years6.8%6.7%ahead3 of 20
10 years7.4%6.9%ahead3 of 16
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months0.3%0.2%
6 months2.9%2.6%
1 year4.7%4.1%
2 yearsp.a.6.8%6.2%
3 yearsp.a.7.5%6.8%
5 yearsp.a.6.8%6.1%
7 yearsp.a.7.2%6.5%
10 yearsp.a.7.4%6.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 4.71% in the last 1Y

53.054.355.513 Nov 202518 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹18,824
XIRR (per year)
6.58%
Value today
₹1,98,824

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1% a year
about the same as the short duration fund average
Worst fall so far
−2.7%
Mar 2020 to Mar 2020, against −3.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
5.6% to 9.6%
A year, at worst and at best. Typically 7.7%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.36%
as of 30 Sept 2026

Managed by Kaustubh Gupta, Mohit Sharma

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Aditya Birla Sun Life Short Term Fund against other funds in the Short Duration Fund category
Fund1Y3Y5YExpenseFund size
Axis Short Term Fund5.19%7.66%6.81%0.4%₹7,425 Cr
Bandhan Short Term Fund5.64%7.61%6.52%0.39%₹8,680 Cr
Bank of India Short Term Fund4.72%7.57%10.86%0.54%₹259 Cr
ICICI Prudential Short Term Fund5.17%7.56%7.08%0.45%₹18,890 Cr
Mahindra Manulife Short Term Fund5.11%7.55%6.62%0.35%₹79 Cr
Nippon India Short Term Fund4.74%7.51%6.68%0.4%₹6,364 Cr
Aditya Birla Sun Life Short Term Fund4.71%7.47%6.83%0.36%₹5,966 Cr

About Aditya Birla Sun Life Short Term Fund

Aditya Birla Sun Life Short Term Fund is a short duration fund managed by Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

The scheme's stated objective, as published by Aditya Birla Sun Life Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹55.482119498
DirectIDCW₹10.5206119496
DirectQuarterly IDCW₹10.9108119497
RegularGROWTH₹50.8502101844
RegularIDCW₹14.2937101843
RegularQuarterly IDCW₹10.3767112356

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Short Term Fund today?

The NAV of Aditya Birla Sun Life Short Term Fund (Direct plan, Growth) is ₹55.482 and the Regular plan NAV is ₹50.8502, as of 13 Nov 2026.

What returns has Aditya Birla Sun Life Short Term Fund given?

Over the last year the Direct plan returned 4.71%, and 7.47% a year over 3 years and 6.83% a year over 5 years. That places it 7 of 22 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Aditya Birla Sun Life Short Term Fund?

The Direct plan charges 0.36% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Aditya Birla Sun Life Short Term Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹1,000 or more.

How much has Aditya Birla Sun Life Short Term Fund fallen in the past?

Its deepest fall was 2.7% from 6 Mar 2020 to 26 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Aditya Birla Sun Life Short Term Fund belong to?

It is a Short Duration Fund from Aditya Birla Sun Life Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Aditya Birla Sun Life Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.