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Bandhan Mutual Fund

BANDHAN Balanced Advantage Fund

Bandhan Mutual Fund · Direct plan · Growth

  • Hybrid
  • Balanced Advantage Fund
  • Very High Risk
  • Rank 13 of 30 over 3 years
3-year returns
10.9%
a year
NAV
₹30.52
▼ 0.39% · 13 Nov 2026
Fund size
₹2,235 Cr
Expense ratio
1.07%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹25.96 and has returned 9.51% a year over 3 years.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.9%3.4%ahead7 of 36
3 years10.9%10.5%ahead13 of 30
5 years8.4%9.2%behind14 of 21
10 years10.5%10.8%behind7 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month4.6%4.5%
3 months2%1.7%
6 months7.5%6.8%
1 year5.9%4.5%
2 yearsp.a.7.4%6%
3 yearsp.a.10.9%9.5%
5 yearsp.a.8.4%7%
7 yearsp.a.10.9%9.4%
10 yearsp.a.10.5%9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 5.87% in the last 1Y

26.828.730.613 Nov 202515 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹24,298
XIRR (per year)
8.42%
Value today
₹2,04,298

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
7.6% a year
1% less than the category average — the steadier side
Worst fall so far
−25.9%
Feb 2020 to Mar 2020, against −15.9% for the category.
Years that made money
93.9%
Of every one-year stretch it has been through.
Over any three years
-0.2% to 18.9%
A year, at worst and at best. Typically 10.8%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
10 Oct 2014
Portfolio turnover
0.60x
Expense ratio
1.07%
as of 30 Sept 2026

Managed by Manish Gunwani, Brijesh Shah, Vishal Biraia, Ritika Behera, Gaurav Satra

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

BANDHAN Balanced Advantage Fund against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Balanced Advantage Fund8.6%13.22%10.71%0.89%₹9,836 Cr
Baroda BNP Paribas Balanced Advantage Fund5.88%13.19%11.26%0.73%₹5,162 Cr
Axis Balanced Advantage Fund3.94%13.09%10.06%1.07%₹3,651 Cr
Quant Dynamic Asset Allocation Fund-0.73%12.96%–1.59%₹810 Cr
WhiteOak Capital Balanced Advantage Fund4.47%12.74%–0.83%₹2,256 Cr
ICICI Prudential Balanced Advantage Fund5.89%12.17%10.83%1.04%₹71,913 Cr
BANDHAN Balanced Advantage Fund5.87%10.91%8.39%1.07%₹2,235 Cr

About BANDHAN Balanced Advantage Fund

BANDHAN Balanced Advantage Fund is a balanced advantage fund managed by Bandhan Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments.There is no assurance or guarantee that the objectives of the scheme will be realised.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹30.518131355
DirectIDCW₹16.909131356
RegularGrowth₹25.958131357
RegularIDCW₹14.475131354

Frequently asked questions

What is the NAV of BANDHAN Balanced Advantage Fund today?

The NAV of BANDHAN Balanced Advantage Fund (Direct plan, Growth) is ₹30.518 and the Regular plan NAV is ₹25.958, as of 13 Nov 2026.

What returns has BANDHAN Balanced Advantage Fund given?

Over the last year the Direct plan returned 5.87%, and 10.91% a year over 3 years and 8.39% a year over 5 years. That places it 13 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of BANDHAN Balanced Advantage Fund?

The Direct plan charges 1.07% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in BANDHAN Balanced Advantage Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has BANDHAN Balanced Advantage Fund fallen in the past?

Its deepest fall was 25.9% from 20 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 94% ended in a gain.

Which category does BANDHAN Balanced Advantage Fund belong to?

It is a Balanced Advantage Fund from Bandhan Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from BANDHAN Balanced Advantage Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.