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Axis Mutual Fund

Axis Retirement Fund - Aggressive Plan

Axis Mutual Fund · Direct plan · Growth

3-year returns
10.7%
a year
NAV
₹20.03
▲ 0.5% · 18 Sept 2026
Fund size
₹706 Cr
Expense ratio
1.28%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹18.11 and has returned 9.35% a year over 3 years.

Returns, and where it stands

Against the average retirement fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-2%1.8%behind26 of 29
3 years10.7%9.8%ahead8 of 26
5 years6.8%9.1%behind20 of 25
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.8%-2.8%
3 months0.1%-0.2%
6 months4%3.3%
1 year-2%-3.2%
2 yearsp.a.-0.5%-1.8%
3 yearsp.a.10.7%9.4%
5 yearsp.a.6.8%5.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2019.

Plan

NAV history

▼ 1.96% in the last 1Y

18.319.520.718 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹12,663
XIRR (per year)
4.48%
Value today
₹1,92,663

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
10.9% a year
1.9% more than the category average — the bumpier side
Worst fall so far
−25.9%
Feb 2020 to Mar 2020, against −18.4% for the category.
Years that made money
78.5%
Of every one-year stretch it has been through.
Over any three years
7.1% to 19.6%
A year, at worst and at best. Typically 13.1%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
5 years
Plan started
20 Dec 2019
Expense ratio
1.28%
as of 31 Jul 2026

Managed by Devang Shah, Hardik Shah, Jayesh Sundar, Krishnaa N

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Axis Retirement Fund - Aggressive Plan against other funds in the Retirement Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential Retirement Fund Pure Equity Plan6.29%19.48%19.16%0.86%₹2,158 Cr
ICICI Prudential Retirement Fund Hybrid Aggressive Plan6.35%17.23%14.97%1.13%₹1,320 Cr
Aditya Birla Sun Life Retirement Fund-The 30S Plan11.58%15.77%12.16%0.97%₹487 Cr
Union Retirement Fund3.35%12.79%0.98%₹216 Cr
Tata Retirement Savings Fund-Progressive Plan4.31%12.76%10.44%0.82%₹2,255 Cr
Tata Retirement Savings Fund-Moderate Plan4.27%12.06%10.37%0.83%₹2,251 Cr
Axis Retirement Fund - Aggressive Plan-1.96%10.74%6.82%1.28%₹706 Cr

About Axis Retirement Fund - Aggressive Plan

Axis Retirement Fund - Aggressive Plan is a retirement fund managed by Axis Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate capital appreciation by predominantly investing in equity and equity related instruments. The Investment Plan may also invest in debt and money market instruments, units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

The scheme's stated objective, as published by Axis Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹20.03147825
DirectIDCW Option₹18.42147822
RegularGrowth Option₹18.11147823
RegularIDCW Option₹16.70147824

Frequently asked questions

What is the NAV of Axis Retirement Fund - Aggressive Plan today?

The NAV of Axis Retirement Fund - Aggressive Plan (Direct plan, Growth) is ₹20.03 and the Regular plan NAV is ₹18.11, as of 18 Sept 2026.

What returns has Axis Retirement Fund - Aggressive Plan given?

Over the last year the Direct plan returned -1.96%, and 10.74% a year over 3 years and 6.82% a year over 5 years. That places it 8 of 26 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Axis Retirement Fund - Aggressive Plan?

The Direct plan charges 1.28% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Axis Retirement Fund - Aggressive Plan?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has Axis Retirement Fund - Aggressive Plan fallen in the past?

Its deepest fall was 25.9% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 79% ended in a gain.

Which category does Axis Retirement Fund - Aggressive Plan belong to?

It is a Retirement Fund from Axis Mutual Fund. Solution-oriented funds for retirement, with a lock-in of 5 years or until retirement age, whichever is earlier.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Axis Retirement Fund - Aggressive Plan taxed?

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.