YESB0SMCB13 IFSC Code – Yes Bank, Surat Merc Coop Bank Pandeshra

YESB0SMCB13: Yes Bank, Surat Merc Coop Bank Pandeshra

YESB0SMCB13 is the IFSC code of the Surat Merc Coop Bank Pandeshra branch of Yes Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: YESB0SMCB13
Bank: Yes Bank
Branch: Surat Merc Coop Bank Pandeshra
MICR code: 395245013
Address: Shop No 8 to 11 Ghanshyam Complex, Pandeshra, Surat - 394221
City: Surat
State: Gujarat
Phone: +912612890512
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What YESB0SMCB13 means

YESB: the bank, Yes Bank
0: always zero, kept for future use
SMCB13: the Surat Merc Coop Bank Pandeshra branch

To send money, add the account number, the account holder's name and YESB0SMCB13 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Yes Bank branches in Surat

All Yes Bank branches in Surat

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Frequently asked questions

Which bank and branch is YESB0SMCB13?

YESB0SMCB13 belongs to Yes Bank, Surat Merc Coop Bank Pandeshra branch, Shop No 8 to 11 Ghanshyam Complex, Pandeshra, Surat - 394221.

What is the MICR code of Yes Bank, Surat Merc Coop Bank Pandeshra?

The MICR code is 395245013. It is printed at the bottom of cheques from this branch.

Can I use YESB0SMCB13 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.