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YESB0SMCB04: Yes Bank, Surat Merc Coop Bank Khatodara

YESB0SMCB04 is the IFSC code of the Surat Merc Coop Bank Khatodara branch of Yes Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
YESB0SMCB04
Branch
Surat Merc Coop Bank Khatodara
MICR code
395245004
Address
Unnati Opp Krishna Petrol Pump NR Soma Kanji Wadi Khatodara, Surat - 395017
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What YESB0SMCB04 means

  • YESB: the bank, Yes Bank
  • 0: always zero, kept for future use
  • SMCB04: the Surat Merc Coop Bank Khatodara branch

To send money, add the account number, the account holder's name and YESB0SMCB04 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Yes Bank branches in Surat

All Yes Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is YESB0SMCB04?

YESB0SMCB04 belongs to Yes Bank, Surat Merc Coop Bank Khatodara branch, Unnati Opp Krishna Petrol Pump NR Soma Kanji Wadi Khatodara, Surat - 395017.

What is the MICR code of Yes Bank, Surat Merc Coop Bank Khatodara?

The MICR code is 395245004. It is printed at the bottom of cheques from this branch.

Can I use YESB0SMCB04 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.