- IFSC code
- UTKS0001964
- Branch
- Garra
- MICR code
- 481762002
- Address
- Utkarsh Small Finance Bank LTD.Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh PIN Code - 481001
- City
- Balaghat (district Garra Balaghat)
- State
- Madhya Pradesh
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001964 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001964: the Garra branch
To send money, add the account number, the account holder's name and UTKS0001964 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in Balaghat
All Utkarsh Small Finance Bank branches in Balaghat
Other banks in Balaghat
- Bank of India
- State Bank of India
- Central Bank of India
- Bank of Maharashtra
- Canara Bank
- ICICI Bank
- HDFC Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is UTKS0001964?
UTKS0001964 belongs to Utkarsh Small Finance Bank, Garra branch, Utkarsh Small Finance Bank LTD.Balaghat to Lalbarra Road Near Garra Chowk and Wainganga River Garra Balaghat Madhya Pradesh PIN Code - 481001.
What is the MICR code of Utkarsh Small Finance Bank, Garra?
The MICR code is 481762002. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001964 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.