- IFSC code
- UTKS0001831
- Branch
- Ramnagar
- MICR code
- 845762106
- Address
- Utkarsh Small Finance Bank LTD.Ground Floor Moti Lal Chaurasiya Complex P.O.- Harinagar P.S.- Ramnagar Distt.-West Champaran Bihar PIN-845103
- City
- HMR (district Ramnagar Bihar)
- State
- Bihar
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001831 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001831: the Ramnagar branch
To send money, add the account number, the account holder's name and UTKS0001831 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in HMR
All Utkarsh Small Finance Bank branches in HMR
Frequently asked questions
Which bank and branch is UTKS0001831?
UTKS0001831 belongs to Utkarsh Small Finance Bank, Ramnagar branch, Utkarsh Small Finance Bank LTD.Ground Floor Moti Lal Chaurasiya Complex P.O.- Harinagar P.S.- Ramnagar Distt.-West Champaran Bihar PIN-845103.
What is the MICR code of Utkarsh Small Finance Bank, Ramnagar?
The MICR code is 845762106. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001831 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.