- IFSC code
- UTKS0001804
- Branch
- Ghanghri
- MICR code
- 825762203
- Address
- Utkarsh Small Finance Bank LTD,NH -99 Chatra to Gaya Road Near,Auto Stand Ghanghri,District -Chatra Jharkhand,PIN Code -825401
- City
- HT (district Chatra)
- State
- Jharkhand
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001804 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001804: the Ghanghri branch
To send money, add the account number, the account holder's name and UTKS0001804 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in HT
Frequently asked questions
Which bank and branch is UTKS0001804?
UTKS0001804 belongs to Utkarsh Small Finance Bank, Ghanghri branch, Utkarsh Small Finance Bank LTD,NH -99 Chatra to Gaya Road Near,Auto Stand Ghanghri,District -Chatra Jharkhand,PIN Code -825401.
What is the MICR code of Utkarsh Small Finance Bank, Ghanghri?
The MICR code is 825762203. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001804 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.