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UTKS0001639: Utkarsh Small Finance Bank, Santacruz Mumbai

UTKS0001639 is the IFSC code of the Santacruz Mumbai branch of Utkarsh Small Finance Bank in Ubi, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001639
Branch
Santacruz Mumbai
MICR code
400762014
Address
Ground Floor Shop No.4 Arun Co-Op Housing Society 7th Road Santacruz East Mumbai 400055
City
Ubi (district Santacruz Mumbai)
State
Maharashtra
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001639 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001639: the Santacruz Mumbai branch

To send money, add the account number, the account holder's name and UTKS0001639 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Ubi

All Utkarsh Small Finance Bank branches in Ubi

Other banks in Ubi

Frequently asked questions

Which bank and branch is UTKS0001639?

UTKS0001639 belongs to Utkarsh Small Finance Bank, Santacruz Mumbai branch, Ground Floor Shop No.4 Arun Co-Op Housing Society 7th Road Santacruz East Mumbai 400055.

What is the MICR code of Utkarsh Small Finance Bank, Santacruz Mumbai?

The MICR code is 400762014. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001639 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.