- IFSC code
- UTKS0001603
- Branch
- Kharghar
- MICR code
- 400762010
- Address
- Tsmllfinncebnopno20hiomheitgeplotno8ec21kgnvimumbi-410210
- City
- Navi Mumbai (district Kharghar)
- State
- Maharashtra
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001603 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001603: the Kharghar branch
To send money, add the account number, the account holder's name and UTKS0001603 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Navi Mumbai
- Bank of India
- Yes Bank
- Saraswat Co-operative Bank
- Punjab National Bank
- Axis Bank
- State Bank of India
- Karur Vysya Bank
- Bombay Mercantile Co-operative Bank
Frequently asked questions
Which bank and branch is UTKS0001603?
UTKS0001603 belongs to Utkarsh Small Finance Bank, Kharghar branch, Tsmllfinncebnopno20hiomheitgeplotno8ec21kgnvimumbi-410210.
What is the MICR code of Utkarsh Small Finance Bank, Kharghar?
The MICR code is 400762010. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001603 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.