- IFSC code
- UTKS0001603
- Branch
- Kharghar
- MICR code
- 400762010
- Address
- Tsmllfinncebnopno20hiomheitgeplotno8ec21kgnvimumbi-410210
- City
- Navi Mumbai (district Kharghar)
- State
- Maharashtra
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001603 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001603: the Kharghar branch
To send money, add the account number, the account holder's name and UTKS0001603 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Navi Mumbai
- Bank of India
- Yes Bank
- Saraswat Co-operative Bank
- Punjab National Bank
- Axis Bank
- State Bank of India
- Karur Vysya Bank
- Bombay Mercantile Co-operative Bank
Frequently asked questions
Which bank and branch is UTKS0001603?
UTKS0001603 belongs to Utkarsh Small Finance Bank, Kharghar branch, Tsmllfinncebnopno20hiomheitgeplotno8ec21kgnvimumbi-410210.
What is the MICR code of Utkarsh Small Finance Bank, Kharghar?
The MICR code is 400762010. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001603 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.