- IFSC code
- UTKS0001588
- Branch
- Ludhiana
- MICR code
- 141762002
- Address
- Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002
- City
- Ludhiana
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001588 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001588: the Ludhiana branch
To send money, add the account number, the account holder's name and UTKS0001588 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is UTKS0001588?
UTKS0001588 belongs to Utkarsh Small Finance Bank, Ludhiana branch, Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002.
What is the MICR code of Utkarsh Small Finance Bank, Ludhiana?
The MICR code is 141762002. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001588 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.