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UTKS0001588: Utkarsh Small Finance Bank, Ludhiana

UTKS0001588 is the IFSC code of the Ludhiana branch of Utkarsh Small Finance Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
UTKS0001588
Bank
Utkarsh Small Finance Bank
Branch
Ludhiana
MICR code
141762002
Address
Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001588 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001588: the Ludhiana branch

To send money, add the account number, the account holder's name and UTKS0001588 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is UTKS0001588?

UTKS0001588 belongs to Utkarsh Small Finance Bank, Ludhiana branch, Plot No.4 Municipal No.B-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002.

What is the MICR code of Utkarsh Small Finance Bank, Ludhiana?

The MICR code is 141762002. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001588 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.