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UTKS0001427: Utkarsh Small Finance Bank, Balrampur

UTKS0001427 is the IFSC code of the Balrampur branch of Utkarsh Small Finance Bank in Balrampur, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001427
Branch
Balrampur
MICR code
497762502
Address
Village - Balrampur,P.S.and Tehsil - Balrampur,Circle No - 00012,Khasra No - 326,Ward No.1 Chanchla Niwas,District Balrampur,State - Chhattisgarh,497119
City
Balrampur
State
Chhattisgarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001427 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001427: the Balrampur branch

To send money, add the account number, the account holder's name and UTKS0001427 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Balrampur

Frequently asked questions

Which bank and branch is UTKS0001427?

UTKS0001427 belongs to Utkarsh Small Finance Bank, Balrampur branch, Village - Balrampur,P.S.and Tehsil - Balrampur,Circle No - 00012,Khasra No - 326,Ward No.1 Chanchla Niwas,District Balrampur,State - Chhattisgarh,497119.

What is the MICR code of Utkarsh Small Finance Bank, Balrampur?

The MICR code is 497762502. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001427 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.