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UTKS0001421: Utkarsh Small Finance Bank, Ramanuganj

UTKS0001421 is the IFSC code of the Ramanuganj branch of Utkarsh Small Finance Bank in Balarampur, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001421
Branch
Ramanuganj
MICR code
497762151
Address
Plot No-75,Ward No.1 Near Indian Oil Petrol Pump Dis-Balarampur Ramanuganj Chhattishgarh PIN-497220
City
Balarampur (district Ramanuganj)
State
Chhattisgarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001421 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001421: the Ramanuganj branch

To send money, add the account number, the account holder's name and UTKS0001421 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Balarampur

All Utkarsh Small Finance Bank branches in Balarampur

Other banks in Balarampur

Frequently asked questions

Which bank and branch is UTKS0001421?

UTKS0001421 belongs to Utkarsh Small Finance Bank, Ramanuganj branch, Plot No-75,Ward No.1 Near Indian Oil Petrol Pump Dis-Balarampur Ramanuganj Chhattishgarh PIN-497220.

What is the MICR code of Utkarsh Small Finance Bank, Ramanuganj?

The MICR code is 497762151. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001421 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.