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UTKS0001297: Utkarsh Small Finance Bank, Karwi

UTKS0001297 is the IFSC code of the Karwi branch of Utkarsh Small Finance Bank in Chitrakoot, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001297
Branch
Karwi
MICR code
210762053
Address
Plot No - 27/2,29mi& 29mi.Total Area 1.287 Hectare Karvi Sarkar,Dwarikapur,Ward No - 16,Kehsil - Karvi,Matganjan Nagar,Karvi,District - Chitrakoot,State - Up,210205
City
Chitrakoot (district Karwi)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001297 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001297: the Karwi branch

To send money, add the account number, the account holder's name and UTKS0001297 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Chitrakoot

Frequently asked questions

Which bank and branch is UTKS0001297?

UTKS0001297 belongs to Utkarsh Small Finance Bank, Karwi branch, Plot No - 27/2,29mi& 29mi.Total Area 1.287 Hectare Karvi Sarkar,Dwarikapur,Ward No - 16,Kehsil - Karvi,Matganjan Nagar,Karvi,District - Chitrakoot,State - Up,210205.

What is the MICR code of Utkarsh Small Finance Bank, Karwi?

The MICR code is 210762053. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001297 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.