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UTKS0001264: Utkarsh Small Finance Bank, Ratu Road

UTKS0001264 is the IFSC code of the Ratu Road branch of Utkarsh Small Finance Bank in Ranchi, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001264
Branch
Ratu Road
MICR code
834762003
Address
SMT.Susheela Sharam,W/O Dwarika Prashad Devi Mandap Road,Hesal,Ranchi,Thana-Sukhedev Nagar Dist.Ranchi ( Jharkhand),PIN-834005
City
Ranchi (district Ratu Road)
State
Jharkhand
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001264 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001264: the Ratu Road branch

To send money, add the account number, the account holder's name and UTKS0001264 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Ranchi

All Utkarsh Small Finance Bank branches in Ranchi

Other banks in Ranchi

Frequently asked questions

Which bank and branch is UTKS0001264?

UTKS0001264 belongs to Utkarsh Small Finance Bank, Ratu Road branch, SMT.Susheela Sharam,W/O Dwarika Prashad Devi Mandap Road,Hesal,Ranchi,Thana-Sukhedev Nagar Dist.Ranchi ( Jharkhand),PIN-834005.

What is the MICR code of Utkarsh Small Finance Bank, Ratu Road?

The MICR code is 834762003. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001264 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.