- IFSC code
- UTKS0001256
- Branch
- Phulwariya
- MICR code
- 851762104
- Address
- Awadh Tribute Road Phulwariya Post Office Barauni District Begusarai Bihar PIN Code 851112
- City
- Begusarai (district Phulwariya)
- State
- Bihar
- Phone
- +919576068912
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001256 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001256: the Phulwariya branch
To send money, add the account number, the account holder's name and UTKS0001256 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in Begusarai
All Utkarsh Small Finance Bank branches in Begusarai
Other banks in Begusarai
- State Bank of India
- UCO Bank
- Bank of Baroda
- Indian Bank
- Punjab National Bank
- Central Bank of India
- Canara Bank
- Axis Bank
Frequently asked questions
Which bank and branch is UTKS0001256?
UTKS0001256 belongs to Utkarsh Small Finance Bank, Phulwariya branch, Awadh Tribute Road Phulwariya Post Office Barauni District Begusarai Bihar PIN Code 851112.
What is the MICR code of Utkarsh Small Finance Bank, Phulwariya?
The MICR code is 851762104. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001256 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.