- IFSC code
- UTKS0001197
- Branch
- Saraiya
- MICR code
- 842762005
- Address
- Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,PIN Code - 843126
- City
- Muzaffarpur (district Saraiya)
- State
- Bihar
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001197 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001197: the Saraiya branch
To send money, add the account number, the account holder's name and UTKS0001197 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in Muzaffarpur
- KurhaniUTKS0001198
- SarfuddinpurUTKS0001199
- DholiUTKS0001217
- SustaUTKS0001175
- MotipurUTKS0001164
- MuzaffarpurUTKS0001360
- BochahaUTKS0001496
- BangharaUTKS0001802
- Paru KhasUTKS0001872
- HathauriUTKS0002095
All Utkarsh Small Finance Bank branches in Muzaffarpur
Other banks in Muzaffarpur
- State Bank of India
- Punjab National Bank
- Canara Bank
- Central Bank of India
- Bank of Baroda
- Union Bank of India
- Bank of India
- Indian Bank
Frequently asked questions
Which bank and branch is UTKS0001197?
UTKS0001197 belongs to Utkarsh Small Finance Bank, Saraiya branch, Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,PIN Code - 843126.
What is the MICR code of Utkarsh Small Finance Bank, Saraiya?
The MICR code is 842762005. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001197 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.