- IFSC code
- UTKS0001197
- Branch
- Saraiya
- MICR code
- 842762005
- Address
- Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,PIN Code - 843126
- City
- Muzaffarpur (district Saraiya)
- State
- Bihar
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001197 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001197: the Saraiya branch
To send money, add the account number, the account holder's name and UTKS0001197 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in Muzaffarpur
- KurhaniUTKS0001198
- SarfuddinpurUTKS0001199
- DholiUTKS0001217
- SustaUTKS0001175
- MotipurUTKS0001164
- MuzaffarpurUTKS0001360
- BochahaUTKS0001496
- BangharaUTKS0001802
- Paru KhasUTKS0001872
- HathauriUTKS0002095
All Utkarsh Small Finance Bank branches in Muzaffarpur
Other banks in Muzaffarpur
- State Bank of India
- Punjab National Bank
- Canara Bank
- Central Bank of India
- Bank of Baroda
- Union Bank of India
- Bank of India
- Indian Bank
Frequently asked questions
Which bank and branch is UTKS0001197?
UTKS0001197 belongs to Utkarsh Small Finance Bank, Saraiya branch, Mauza - Shadipur,P.S - Paru,Block Road,Saraiya,District - Muzaffarpur,State - Bihar,PIN Code - 843126.
What is the MICR code of Utkarsh Small Finance Bank, Saraiya?
The MICR code is 842762005. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001197 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.