- IFSC code
- UTKS0001078
- Branch
- Panchkosi
- MICR code
- 221762004
- Address
- 1st Floor Sa20 by 206 H 2 1 Chandra Charmuhani Ashapur Ward Sarnath,Varanasi 221007
- City
- Varanasi
- State
- Uttar Pradesh
- Phone
- +918756399760
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTKS0001078 means
- UTKS: the bank, Utkarsh Small Finance Bank
- 0: always zero, kept for future use
- 001078: the Panchkosi branch
To send money, add the account number, the account holder's name and UTKS0001078 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Utkarsh Small Finance Bank branches in Varanasi
- UmrahaUTKS0001099
- KakarmattaUTKS0001109
- ChaubeypurUTKS0001022
- SindhoraUTKS0001005
- JansaUTKS0001004
- HarahuaUTKS0001003
- SigraUTKS0001002
- Ashok ViharUTKS0001001
- Orderly Bazar, VaranasiUTKS0001351
- Varanasi GodowliaUTKS0001375
- MahmoorganjUTKS0001384
- LankaUTKS0001513
All Utkarsh Small Finance Bank branches in Varanasi
Other banks in Varanasi
- State Bank of India
- Union Bank of India
- Bank of Baroda
- Punjab National Bank
- Canara Bank
- HDFC Bank
- Indian Bank
- ICICI Bank
Frequently asked questions
Which bank and branch is UTKS0001078?
UTKS0001078 belongs to Utkarsh Small Finance Bank, Panchkosi branch, 1st Floor Sa20 by 206 H 2 1 Chandra Charmuhani Ashapur Ward Sarnath,Varanasi 221007.
What is the MICR code of Utkarsh Small Finance Bank, Panchkosi?
The MICR code is 221762004. It is printed at the bottom of cheques from this branch.
Can I use UTKS0001078 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.