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UTKS0001072: Utkarsh Small Finance Bank, Garkha

UTKS0001072 is the IFSC code of the Garkha branch of Utkarsh Small Finance Bank in Saran, Bihar. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001072
Branch
Garkha
MICR code
841762009
Address
Utkarsh Small Finance Bank-Garkha,Ashok Kumar Upadhya Vill Raipura Post Garkha Saran Bihar
City
Saran (district Garkha)
State
Bihar
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001072 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001072: the Garkha branch

To send money, add the account number, the account holder's name and UTKS0001072 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Saran

All Utkarsh Small Finance Bank branches in Saran

Other banks in Saran

Frequently asked questions

Which bank and branch is UTKS0001072?

UTKS0001072 belongs to Utkarsh Small Finance Bank, Garkha branch, Utkarsh Small Finance Bank-Garkha,Ashok Kumar Upadhya Vill Raipura Post Garkha Saran Bihar.

What is the MICR code of Utkarsh Small Finance Bank, Garkha?

The MICR code is 841762009. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001072 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.