UCBA0003165 IFSC Code – UCO Bank, Garhi

UCBA0003165: UCO Bank, Garhi

UCBA0003165 is the IFSC code of the Garhi branch of UCO Bank in Udhampur, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: UCBA0003165
Bank: UCO Bank
Branch: Garhi
MICR code: 182028002
Address: Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur ,Reasi ,Jammu and Kashmir PIN 182121
City: Udhampur (district Garhi)
State: Jammu and Kashmir
Phone: +91199166547342
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What UCBA0003165 means

UCBA: the bank, UCO Bank
0: always zero, kept for future use
003165: the Garhi branch

To send money, add the account number, the account holder's name and UCBA0003165 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Udhampur

Frequently asked questions

Which bank and branch is UCBA0003165?

UCBA0003165 belongs to UCO Bank, Garhi branch, Main Road, Adjoining SBI NH 44 Garhi Teh and Distt Udhampur ,Reasi ,Jammu and Kashmir PIN 182121.

What is the MICR code of UCO Bank, Garhi?

The MICR code is 182028002. It is printed at the bottom of cheques from this branch.

Can I use UCBA0003165 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.