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UCBA0000431: UCO Bank, Ernakulam Main

UCBA0000431 is the IFSC code of the Ernakulam Main branch of UCO Bank in Ernakulam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UCBA0000431
Branch
Ernakulam Main
MICR code
682028006
Address
Kaveri Buildings, Cloth Bazar Road, Near Pentamenaka,Broadway, Ernakulam ,Kerala PIN 682031
City
Ernakulam
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UCBA0000431 means

  • UCBA: the bank, UCO Bank
  • 0: always zero, kept for future use
  • 000431: the Ernakulam Main branch

To send money, add the account number, the account holder's name and UCBA0000431 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other UCO Bank branches in Ernakulam

All UCO Bank branches in Ernakulam

Other banks in Ernakulam

Frequently asked questions

Which bank and branch is UCBA0000431?

UCBA0000431 belongs to UCO Bank, Ernakulam Main branch, Kaveri Buildings, Cloth Bazar Road, Near Pentamenaka,Broadway, Ernakulam ,Kerala PIN 682031.

What is the MICR code of UCO Bank, Ernakulam Main?

The MICR code is 682028006. It is printed at the bottom of cheques from this branch.

Can I use UCBA0000431 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.