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UBIN0560413: Union Bank of India, Focal Point Ludhiana

UBIN0560413 is the IFSC code of the Focal Point Ludhiana branch of Union Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UBIN0560413
Branch
Focal Point Ludhiana
MICR code
141026014
Address
SCF 2&3 Urban Estate Phase II Focal Point
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UBIN0560413 means

  • UBIN: the bank, Union Bank of India
  • 0: always zero, kept for future use
  • 560413: the Focal Point Ludhiana branch

To send money, add the account number, the account holder's name and UBIN0560413 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Union Bank of India branches in Ludhiana

All Union Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is UBIN0560413?

UBIN0560413 belongs to Union Bank of India, Focal Point Ludhiana branch, SCF 2&3 Urban Estate Phase II Focal Point.

What is the MICR code of Union Bank of India, Focal Point Ludhiana?

The MICR code is 141026014. It is printed at the bottom of cheques from this branch.

Can I use UBIN0560413 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.