Skip to content
SmartFigure

UBIN0554421: Union Bank of India, Civil Lines - Ludhiana

UBIN0554421 is the IFSC code of the Civil Lines - Ludhiana branch of Union Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UBIN0554421
Branch
Civil Lines - Ludhiana
MICR code
141026012
Address
B-Xix-353/14, DR. Hira Singh Road,Civil Lines, Ludhiana,Punjab - 141 001.
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UBIN0554421 means

  • UBIN: the bank, Union Bank of India
  • 0: always zero, kept for future use
  • 554421: the Civil Lines - Ludhiana branch

To send money, add the account number, the account holder's name and UBIN0554421 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Union Bank of India branches in Ludhiana

All Union Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is UBIN0554421?

UBIN0554421 belongs to Union Bank of India, Civil Lines - Ludhiana branch, B-Xix-353/14, DR. Hira Singh Road,Civil Lines, Ludhiana,Punjab - 141 001..

What is the MICR code of Union Bank of India, Civil Lines - Ludhiana?

The MICR code is 141026012. It is printed at the bottom of cheques from this branch.

Can I use UBIN0554421 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.