- IFSC code
- SBIN0003965
- Branch
- Pouni
- MICR code
- 185002061
- Address
- Dist Udhampur, Jammu and Kashmir 185203
- City
- Udhampur (district Reasi)
- State
- Jammu and Kashmir
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What SBIN0003965 means
- SBIN: the bank, State Bank of India
- 0: always zero, kept for future use
- 003965: the Pouni branch
To send money, add the account number, the account holder's name and SBIN0003965 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other State Bank of India branches in Udhampur
- KatraSBIN0004223
- JyotipuramSBIN0003704
- Air Force Station UdhampurSBIN0003658
- Chinar Compound UdhampurSBIN0003318
- RamnagarSBIN0002457
- GarhiSBIN0002346
- KudSBIN0006227
- MansarSBIN0006696
- UdhampurSBIN0001186
- PanchariSBIN0006895
- ReasiSBIN0006918
- BharakhSBIN0007650
All State Bank of India branches in Udhampur
Other banks in Udhampur
Frequently asked questions
Which bank and branch is SBIN0003965?
SBIN0003965 belongs to State Bank of India, Pouni branch, Dist Udhampur, Jammu and Kashmir 185203.
What is the MICR code of State Bank of India, Pouni?
The MICR code is 185002061. It is printed at the bottom of cheques from this branch.
Can I use SBIN0003965 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.