- IFSC code
- PSIB0021040
- Branch
- Ramnagar
- MICR code
- 244023402
- Address
- Kosi Road, Ramnagar Distt Nainital (Uttrakhand), Distt. Nainital, Uttarakhand - 244715
- City
- Nainital (district Ramnagar)
- State
- Uttarakhand
- Phone
- +915947251224
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021040 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021040: the Ramnagar branch
To send money, add the account number, the account holder's name and PSIB0021040 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Nainital
All Punjab & Sind Bank branches in Nainital
Other banks in Nainital
- State Bank of India
- Bank of Baroda
- Yes Bank
- Nainital Bank
- Canara Bank
- Almora Urban Co-operative Bank
- Punjab National Bank
- Kurmanchal Nagar Sahakari Bank
Frequently asked questions
Which bank and branch is PSIB0021040?
PSIB0021040 belongs to Punjab & Sind Bank, Ramnagar branch, Kosi Road, Ramnagar Distt Nainital (Uttrakhand), Distt. Nainital, Uttarakhand - 244715.
What is the MICR code of Punjab & Sind Bank, Ramnagar?
The MICR code is 244023402. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021040 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.