- IFSC code
- PSIB0021040
- Branch
- Ramnagar
- MICR code
- 244023402
- Address
- Kosi Road, Ramnagar Distt Nainital (Uttrakhand), Distt. Nainital, Uttarakhand - 244715
- City
- Nainital (district Ramnagar)
- State
- Uttarakhand
- Phone
- +915947251224
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021040 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021040: the Ramnagar branch
To send money, add the account number, the account holder's name and PSIB0021040 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Nainital
All Punjab & Sind Bank branches in Nainital
Other banks in Nainital
- State Bank of India
- Bank of Baroda
- Yes Bank
- Nainital Bank
- Canara Bank
- Almora Urban Co-operative Bank
- Punjab National Bank
- Kurmanchal Nagar Sahakari Bank
Frequently asked questions
Which bank and branch is PSIB0021040?
PSIB0021040 belongs to Punjab & Sind Bank, Ramnagar branch, Kosi Road, Ramnagar Distt Nainital (Uttrakhand), Distt. Nainital, Uttarakhand - 244715.
What is the MICR code of Punjab & Sind Bank, Ramnagar?
The MICR code is 244023402. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021040 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.