- IFSC code
- PSIB0000363
- Branch
- Cochin
- MICR code
- 682023002
- Address
- M G Road Ernakulam Cochin 682011
- City
- Ernakulam (district Kochi)
- State
- Kerala
- Phone
- +914842354908
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000363 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000363: the Cochin branch
To send money, add the account number, the account holder's name and PSIB0000363 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ernakulam
- State Bank of India
- Federal Bank
- Union Bank of India
- Canara Bank
- South Indian Bank
- HDFC Bank
- Kerala State Co-operative Bank
- Catholic Syrian Bank
Frequently asked questions
Which bank and branch is PSIB0000363?
PSIB0000363 belongs to Punjab & Sind Bank, Cochin branch, M G Road Ernakulam Cochin 682011.
What is the MICR code of Punjab & Sind Bank, Cochin?
The MICR code is 682023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000363 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.