- IFSC code
- PSIB0000363
- Branch
- Cochin
- MICR code
- 682023002
- Address
- M G Road Ernakulam Cochin 682011
- City
- Ernakulam (district Kochi)
- State
- Kerala
- Phone
- +914842354908
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000363 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000363: the Cochin branch
To send money, add the account number, the account holder's name and PSIB0000363 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ernakulam
- State Bank of India
- Federal Bank
- Union Bank of India
- Canara Bank
- South Indian Bank
- HDFC Bank
- Kerala State Co-operative Bank
- Catholic Syrian Bank
Frequently asked questions
Which bank and branch is PSIB0000363?
PSIB0000363 belongs to Punjab & Sind Bank, Cochin branch, M G Road Ernakulam Cochin 682011.
What is the MICR code of Punjab & Sind Bank, Cochin?
The MICR code is 682023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000363 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.