- IFSC code
- PSIB0000048
- Branch
- Jodhan, Ludhiana
- MICR code
- 141023032
- Address
- Jodhan,Distt. Ludhiana,Punjab,PIN Code-142029
- City
- Ludhiana (district Jodhan)
- State
- Punjab
- Phone
- +911612842241
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000048 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000048: the Jodhan, Ludhiana branch
To send money, add the account number, the account holder's name and PSIB0000048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- PakhowalPSIB0000052
- Gill LudhianaPSIB0000021
- Dehlon, LudhianaPSIB0000085
- KhannaPSIB0000003
- Ludhiana Sabun Bazar, LudhianaPSIB0000002
- JagraonPSIB0000106
- SherpurPSIB0000144
- Civil Line LudhianaPSIB0000145
- KaramsarPSIB0000152
- GhulalPSIB0000156
- IsruPSIB0000158
- SunetPSIB0000159
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000048?
PSIB0000048 belongs to Punjab & Sind Bank, Jodhan, Ludhiana branch, Jodhan,Distt. Ludhiana,Punjab,PIN Code-142029.
What is the MICR code of Punjab & Sind Bank, Jodhan, Ludhiana?
The MICR code is 141023032. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000048 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.