- IFSC code
- PSIB0000048
- Branch
- Jodhan, Ludhiana
- MICR code
- 141023032
- Address
- Jodhan,Distt. Ludhiana,Punjab,PIN Code-142029
- City
- Ludhiana (district Jodhan)
- State
- Punjab
- Phone
- +911612842241
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000048 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000048: the Jodhan, Ludhiana branch
To send money, add the account number, the account holder's name and PSIB0000048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- PakhowalPSIB0000052
- Gill LudhianaPSIB0000021
- Dehlon, LudhianaPSIB0000085
- KhannaPSIB0000003
- Ludhiana Sabun Bazar, LudhianaPSIB0000002
- JagraonPSIB0000106
- SherpurPSIB0000144
- Civil Line LudhianaPSIB0000145
- KaramsarPSIB0000152
- GhulalPSIB0000156
- IsruPSIB0000158
- SunetPSIB0000159
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000048?
PSIB0000048 belongs to Punjab & Sind Bank, Jodhan, Ludhiana branch, Jodhan,Distt. Ludhiana,Punjab,PIN Code-142029.
What is the MICR code of Punjab & Sind Bank, Jodhan, Ludhiana?
The MICR code is 141023032. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000048 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.