- IFSC code
- PSIB0000145
- Branch
- Civil Line Ludhiana
- MICR code
- 141023002
- Address
- Kailash Chowk, Civil Lines ,Ludhiana-141001
- City
- Ludhiana
- State
- Punjab
- Phone
- +911612490056
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000145 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000145: the Civil Line Ludhiana branch
To send money, add the account number, the account holder's name and PSIB0000145 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- SherpurPSIB0000144
- KaramsarPSIB0000152
- GhulalPSIB0000156
- IsruPSIB0000158
- SunetPSIB0000159
- ChaukimanPSIB0000160
- Ludhiana MillerganjPSIB0000168
- JagraonPSIB0000106
- NandpurPSIB0000188
- HalwaraPSIB0000193
- Dehlon, LudhianaPSIB0000085
- PakhowalPSIB0000052
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000145?
PSIB0000145 belongs to Punjab & Sind Bank, Civil Line Ludhiana branch, Kailash Chowk, Civil Lines ,Ludhiana-141001.
What is the MICR code of Punjab & Sind Bank, Civil Line Ludhiana?
The MICR code is 141023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000145 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.