- IFSC code
- PSIB0000145
- Branch
- Civil Line Ludhiana
- MICR code
- 141023002
- Address
- Kailash Chowk, Civil Lines ,Ludhiana-141001
- City
- Ludhiana
- State
- Punjab
- Phone
- +911612490056
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000145 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000145: the Civil Line Ludhiana branch
To send money, add the account number, the account holder's name and PSIB0000145 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- SherpurPSIB0000144
- KaramsarPSIB0000152
- GhulalPSIB0000156
- IsruPSIB0000158
- SunetPSIB0000159
- ChaukimanPSIB0000160
- Ludhiana MillerganjPSIB0000168
- JagraonPSIB0000106
- NandpurPSIB0000188
- HalwaraPSIB0000193
- Dehlon, LudhianaPSIB0000085
- PakhowalPSIB0000052
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000145?
PSIB0000145 belongs to Punjab & Sind Bank, Civil Line Ludhiana branch, Kailash Chowk, Civil Lines ,Ludhiana-141001.
What is the MICR code of Punjab & Sind Bank, Civil Line Ludhiana?
The MICR code is 141023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000145 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.