- IFSC code
- NCUB0000012
- Branch
- Karulai Branch
- MICR code
- 679792110
- Address
- Karulai P.O.PIN 679344
- City
- Malappuram (district Karulai)
- State
- Kerala
- Phone
- +914931270501
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What NCUB0000012 means
- NCUB: the bank, Nilambur Co-operative Urban Bank
- 0: always zero, kept for future use
- 000012: the Karulai Branch branch
To send money, add the account number, the account holder's name and NCUB0000012 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Nilambur Co-operative Urban Bank branches in Malappuram
- Nilambur Evening BranchNCUB0000011
- Edakkara Evening BranchNCUB0000013
- Edavanna BranchNCUB0000010
- Wandoor Evening BranchNCUB0000014
- Akampadam BranchNCUB0000009
- Pothukal BranchNCUB0000015
- Pandikkad BranchNCUB0000008
- Tuwur BranchNCUB0000016
- Edakkara Main BranchNCUB0000007
- Vazhikkadavu BranchNCUB0000017
- Pookkottumpadam BranchNCUB0000006
- Thrikkalangode BranchNCUB0000018
All Nilambur Co-operative Urban Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- ESAF Small Finance Bank
- Canara Bank
- Federal Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is NCUB0000012?
NCUB0000012 belongs to Nilambur Co-operative Urban Bank, Karulai Branch branch, Karulai P.O.PIN 679344.
What is the MICR code of Nilambur Co-operative Urban Bank, Karulai Branch?
The MICR code is 679792110. It is printed at the bottom of cheques from this branch.
Can I use NCUB0000012 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.