- IFSC code
- NCUB0000012
- Branch
- Karulai Branch
- MICR code
- 679792110
- Address
- Karulai P.O.PIN 679344
- City
- Malappuram (district Karulai)
- State
- Kerala
- Phone
- +914931270501
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What NCUB0000012 means
- NCUB: the bank, Nilambur Co-operative Urban Bank
- 0: always zero, kept for future use
- 000012: the Karulai Branch branch
To send money, add the account number, the account holder's name and NCUB0000012 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Nilambur Co-operative Urban Bank branches in Malappuram
- Nilambur Evening BranchNCUB0000011
- Edakkara Evening BranchNCUB0000013
- Edavanna BranchNCUB0000010
- Wandoor Evening BranchNCUB0000014
- Akampadam BranchNCUB0000009
- Pothukal BranchNCUB0000015
- Pandikkad BranchNCUB0000008
- Tuwur BranchNCUB0000016
- Edakkara Main BranchNCUB0000007
- Vazhikkadavu BranchNCUB0000017
- Pookkottumpadam BranchNCUB0000006
- Thrikkalangode BranchNCUB0000018
All Nilambur Co-operative Urban Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- ESAF Small Finance Bank
- Canara Bank
- Federal Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is NCUB0000012?
NCUB0000012 belongs to Nilambur Co-operative Urban Bank, Karulai Branch branch, Karulai P.O.PIN 679344.
What is the MICR code of Nilambur Co-operative Urban Bank, Karulai Branch?
The MICR code is 679792110. It is printed at the bottom of cheques from this branch.
Can I use NCUB0000012 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.