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KKBK0003913: Kotak Mahindra Bank, Ludhiana Focal Point Road

KKBK0003913 is the IFSC code of the Ludhiana Focal Point Road branch of Kotak Mahindra Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
KKBK0003913
Branch
Ludhiana Focal Point Road
MICR code
141485014
Address
Kotak Mahindra Bank LTD, B-30, 1854/4, Phase-II, Focal Point Road, Ludhiana - 141014. Punjab
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What KKBK0003913 means

  • KKBK: the bank, Kotak Mahindra Bank
  • 0: always zero, kept for future use
  • 003913: the Ludhiana Focal Point Road branch

To send money, add the account number, the account holder's name and KKBK0003913 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Kotak Mahindra Bank branches in Ludhiana

All Kotak Mahindra Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is KKBK0003913?

KKBK0003913 belongs to Kotak Mahindra Bank, Ludhiana Focal Point Road branch, Kotak Mahindra Bank LTD, B-30, 1854/4, Phase-II, Focal Point Road, Ludhiana - 141014. Punjab.

What is the MICR code of Kotak Mahindra Bank, Ludhiana Focal Point Road?

The MICR code is 141485014. It is printed at the bottom of cheques from this branch.

Can I use KKBK0003913 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.