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KKBK0003905: Kotak Mahindra Bank, Ludhiana Branch

KKBK0003905 is the IFSC code of the Ludhiana Branch branch of Kotak Mahindra Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
KKBK0003905
Branch
Ludhiana Branch
MICR code
141485010
Address
Ground Floor Sco 31 Sector 32 Chandigarh Road Ludhiana Punjab 141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What KKBK0003905 means

  • KKBK: the bank, Kotak Mahindra Bank
  • 0: always zero, kept for future use
  • 003905: the Ludhiana Branch branch

To send money, add the account number, the account holder's name and KKBK0003905 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Kotak Mahindra Bank branches in Ludhiana

All Kotak Mahindra Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is KKBK0003905?

KKBK0003905 belongs to Kotak Mahindra Bank, Ludhiana Branch branch, Ground Floor Sco 31 Sector 32 Chandigarh Road Ludhiana Punjab 141001.

What is the MICR code of Kotak Mahindra Bank, Ludhiana Branch?

The MICR code is 141485010. It is printed at the bottom of cheques from this branch.

Can I use KKBK0003905 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.