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JAKA0RAMNAM: Jammu and Kashmir Bank, SMM Ramnagar

JAKA0RAMNAM is the IFSC code of the SMM Ramnagar branch of Jammu and Kashmir Bank in Udhampur, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0RAMNAM
Branch
SMM Ramnagar
MICR code
182051026
Address
Kulwant Road, Tehsil-Ramnagar
City
Udhampur
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0RAMNAM means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • RAMNAM: the SMM Ramnagar branch

To send money, add the account number, the account holder's name and JAKA0RAMNAM as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Udhampur

All Jammu and Kashmir Bank branches in Udhampur

Other banks in Udhampur

Frequently asked questions

Which bank and branch is JAKA0RAMNAM?

JAKA0RAMNAM belongs to Jammu and Kashmir Bank, SMM Ramnagar branch, Kulwant Road, Tehsil-Ramnagar.

What is the MICR code of Jammu and Kashmir Bank, SMM Ramnagar?

The MICR code is 182051026. It is printed at the bottom of cheques from this branch.

Can I use JAKA0RAMNAM for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.