- IFSC code
- JAKA0KARLAL
- Branch
- Lal Chowk Kargil
- MICR code
- 194051021
- Address
- Lalchowkkargilpin194103
- City
- Kargil
- State
- Jammu and Kashmir
- Phone
- +919419899712
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0KARLAL means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- KARLAL: the Lal Chowk Kargil branch
To send money, add the account number, the account holder's name and JAKA0KARLAL as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Kargil
- AkchamalJAKA0ACHKAM
- BatalikJAKA0BATLIK
- ChiktanJAKA0CHKTAN
- DrassJAKA0DARASS
- TP BarooJAKA0EBAROO
- Kargil MainJAKA0KARGIL
- MulbekJAKA0MULBIK
- Padam ZanaskarJAKA0PADDAM
- PuskyumJAKA0PUSKUM
- Saliskote KargilJAKA0SALISK
- Sanjak KargilJAKA0SANJAK
- SankooJAKA0SANKOO
All Jammu and Kashmir Bank branches in Kargil
Other banks in Kargil
- State Bank of India
- Punjab National Bank
- Axis Bank
- Indusind Bank
- ICICI Bank
- HDFC Bank
- Canara Bank
- Bandhan Bank
Frequently asked questions
Which bank and branch is JAKA0KARLAL?
JAKA0KARLAL belongs to Jammu and Kashmir Bank, Lal Chowk Kargil branch, Lalchowkkargilpin194103.
What is the MICR code of Jammu and Kashmir Bank, Lal Chowk Kargil?
The MICR code is 194051021. It is printed at the bottom of cheques from this branch.
Can I use JAKA0KARLAL for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.