- IFSC code
- JAKA0ACHKAM
- Branch
- Akchamal
- MICR code
- 194051030
- Address
- Rakina, Akchamal, Block / Tehsil District-Kargil, PIN-194103
- City
- Kargil
- State
- Jammu and Kashmir
- Phone
- +919419895835
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0ACHKAM means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- ACHKAM: the Akchamal branch
To send money, add the account number, the account holder's name and JAKA0ACHKAM as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Kargil
- BatalikJAKA0BATLIK
- ChiktanJAKA0CHKTAN
- DrassJAKA0DARASS
- TP BarooJAKA0EBAROO
- Kargil MainJAKA0KARGIL
- Lal Chowk KargilJAKA0KARLAL
- MulbekJAKA0MULBIK
- Padam ZanaskarJAKA0PADDAM
- PuskyumJAKA0PUSKUM
- Saliskote KargilJAKA0SALISK
- Sanjak KargilJAKA0SANJAK
- SankooJAKA0SANKOO
All Jammu and Kashmir Bank branches in Kargil
Other banks in Kargil
- State Bank of India
- Punjab National Bank
- Axis Bank
- Indusind Bank
- ICICI Bank
- HDFC Bank
- Canara Bank
- Bandhan Bank
Frequently asked questions
Which bank and branch is JAKA0ACHKAM?
JAKA0ACHKAM belongs to Jammu and Kashmir Bank, Akchamal branch, Rakina, Akchamal, Block / Tehsil District-Kargil, PIN-194103.
What is the MICR code of Jammu and Kashmir Bank, Akchamal?
The MICR code is 194051030. It is printed at the bottom of cheques from this branch.
Can I use JAKA0ACHKAM for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.