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JAKA0CHARAM: Jammu and Kashmir Bank, Channi Rama

JAKA0CHARAM is the IFSC code of the Channi Rama branch of Jammu and Kashmir Bank in Jammu, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0CHARAM
Branch
Channi Rama
MICR code
180051122
Address
JK Bank Channirama, Channi Rama, Jammu PIN-180015
City
Jammu
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0CHARAM means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • CHARAM: the Channi Rama branch

To send money, add the account number, the account holder's name and JAKA0CHARAM as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Jammu

All Jammu and Kashmir Bank branches in Jammu

Other banks in Jammu

Frequently asked questions

Which bank and branch is JAKA0CHARAM?

JAKA0CHARAM belongs to Jammu and Kashmir Bank, Channi Rama branch, JK Bank Channirama, Channi Rama, Jammu PIN-180015.

What is the MICR code of Jammu and Kashmir Bank, Channi Rama?

The MICR code is 180051122. It is printed at the bottom of cheques from this branch.

Can I use JAKA0CHARAM for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.