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IOBA0004165: Indian Overseas Bank, Udhampur

IOBA0004165 is the IFSC code of the Udhampur branch of Indian Overseas Bank in Udhampur, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0004165
Bank
Indian Overseas Bank
Branch
Udhampur
MICR code
182020003
Address
Ward No.16,Near Union Bank of India,Kallar Himti,Udhampur,Ut of Jammu and Kashmir 182101
City
Udhampur
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004165 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004165: the Udhampur branch

To send money, add the account number, the account holder's name and IOBA0004165 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Udhampur

Frequently asked questions

Which bank and branch is IOBA0004165?

IOBA0004165 belongs to Indian Overseas Bank, Udhampur branch, Ward No.16,Near Union Bank of India,Kallar Himti,Udhampur,Ut of Jammu and Kashmir 182101.

What is the MICR code of Indian Overseas Bank, Udhampur?

The MICR code is 182020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004165 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.